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visa debit card

Pay directly from your account with the benefit of Visa Security.

EQUITAS - VISA

Equitas Visa Debit Cards will enrich your lifestyle by assisting you at each and every step of your payment journey. We have multiple variants of Visa Debit Cards, each with unique features and advantages that will suit your needs. It’s Easy, Secure and on the go with Equitas Visa Debit Cards.

Convenience

From online payments to accessing your account whenever and wherever you want, Visa Debit Card is convenient at its best.

Security

Enjoy using your debit card anywhere with all the security that Visa provides.

More power to you

Access your personal and business account through online, mobile, teller access, text banking and much more.

featured cards

Features and Benefits

Step up to Equitas Visa Gold and enjoy the finer way of life with special offers and recognitions wherever you go

  • Worldwide Acceptance: Accepted at tens of millions of locations, including 1.9 million ATMs worldwide.
  • Special Recognition: Anything from Dining, retail to entertainment, get special recognition with your Visa Gold.
  • Travel Partner: Emergency card replacement and cash disbursement services plus toll-free access to VISA’s Global Customer Assistance Services makes it your exquisite travel partner.

Features and Benefits

Indulge in a luxurious lifestyle with Equitas Visa Platinum

  • Lifestyle elevation: Generous spending limit, world-wide acceptance, local and regional deals for travel and shopping are some of the lifestyle privileges on Visa Platinum.
  • Concierge services: Round the clock concierge services through hotline or web enabled concierge services.
  • Get Rewarded: Enjoy exclusive offers on Movies, Food & Entertainment.

Features and Benefits

Be classy with Equitas Visa Classic Debit Card

  • Visa Classic helps you in critical situations with emergency card replacement or cash advance.
  • Withdraw cash from 1.9 million ATMs in more than 200 countries.
  • Customer assistance 24/7: VISA’s 24X7 Global customer assistance available to address general enquiries and provide assistance.

Features and Benefits

Equitas Visa Signature – your partner to an exclusive lifestyle!

  • Convenience at its best: Offline or online payments, Visa Signature enables safe and secure transactions.
  • Lifestyle elevator: Offers on Entertainment, Travel, Hotels or Golf Club Privileges are sure to elevate your luxurious lifestyle.
  • Rewards for spending: Purchase using Visa Signature card and earn attractive reward points that can be redeemed for exciting gifts and offers.
Here’s how you can generate your Debit Card PIN at ease
Choose from any of the following channels to generate your 4 digit Debit Card PIN.
Mobile Banking:
  • Login to your Equitas Mobile Banking App
  • Click on Menu > Services > Debit Card Services
  • Click Instant PIN
  • Enter your 3 digit Debit Card CVV number given on the back side of the card, and the Expiry Date of the card
  • Create 4 digit New PIN
  • Repeat the New PIN
  • Click on Send OTP
  • Enter the OTP received on your registered Mobile Number, and click Submit.
  • Your Debit Card PIN is now set!
Internet Banking:
  • Login to your Equitas Internet Banking account with your User ID and password.
  • Click on Service Requests on Home Page
  • Choose Debit Card Services and select your card
  • Under Manage Debit Card select Instant PIN
  • Enter your 3 digit Debit Card CVV number given on the back side of the card, and the Expiry Date of the card
  • Create 4 digit PIN
  • Confirm the PIN
  • Click on Submit
  • Enter the OTP received on your registered Mobile Number, and click Submit.
  • Your Debit Card PIN is now set!
ATM:
  • Visit your nearest Equitas Bank ATM
  • Insert your Debit Card and select Green PIN option on the home screen
  • Click on Generate OTP and enter your registered 10 digit mobile number
  • Re-enter your mobile number and click Confirm
  • Enter the OTP received on your registered mobile number
  • Enter your 4 Digit New PIN and confirm.
  • Re-enter the same 4 Digit New PIN again and confirm
  • Your Debit Card PIN is now set!
Visa International Classic
Visa International Classic Debit Card issuance fee
₹ 150 (Exclusive of Tax)
ATM withdrawal limit
₹ 25,000
Point of Sale / E-Commerce limit
₹ 50,000
Visa International Gold
Visa International Gold Debit Card issuance fee
₹ 350 (Exclusive of Tax)
ATM withdrawal limit
₹ 50,000
Point of Sale / E-Commerce limit
₹ 1,00,000
Visa International Platinum
Visa International Platinum Debit Card issuance fee
₹ 500 (Exclusive of Tax)
ATM withdrawal limit
₹ 1,00,000
Point of Sale / E-Commerce limit
₹ 2,00,000
Visa International Signature
Visa International Signature Debit Card issuance fee
₹ 999 (Exclusive of Tax)
ATM withdrawal limit
₹ 1,50,000
Point of Sale / E-Commerce limit
₹ 3,00,000
Other Charges
For International ATM withdrawal : Charges for use at Non - EQUITAS Bank International ATM’s
INR 110 + applicable taxes
For International Balance enquiry :Charges for use at Non - EQUITAS Bank International ATM’s
INR 25 + applicable taxes
Cross - currency Markup Charges on foreign currency transactions
3.5% + applicable taxes
The exchange rate used will be the VISA/MasterCard wholesale exchange rate prevailing at the time of transaction/merchant settlement.
Charges on usage at domestic merchant outlets / websites
There are no charges for using the Debit Card at domestic merchant locations and websites. However, at select merchants like IRCTC / railway stations/Fuel, transaction charges / surcharges as per industry practices will be applicable, by the merchant.
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