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Debit Cards

Pay directly from your account with the benefit of Visa Secure


Acceptable worldwide


24*7 Customer Assistance


Convenience at its best


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Enjoy ultimate convenience from online payments to anytime account access, wherever you go

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Enjoy using your debit card anywhere with all the security that Visa provides.



Features and Benefits

Experience the finer life with special offers and recognitions wherever you go

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Worldwide Acceptance

Accepted at tens of millions of locations, including 1.9 million ATMs worldwide.

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Special Recognition

When it comes to Dining, Retail and Entertainment, get special recognition with your Visa Gold.

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Travel Partner

Emergency card replacement and cash disbursement services plus toll-free access to VISA’s Global Customer Assistance Services makes it your exquisite travel partner.

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Here's how you can generate your Debit Card PIN with ease

Choose from any of the following channels to generate your 4 digit Debit Card PIN.

iconLog into your Equitas Mobile Banking App
iconClick on Menu > Services > Debit Card Services
iconClick on Instant PIN
iconEnter your 3 digit Debit Card CVV number given on the back side of the card, and the Expiry Date of the card
iconCreate a 4 digit New PIN
iconRepeat the New PIN
iconClick on Send OTP
iconEnter the OTP received on your registered Mobile Number, and click on Submit.
iconYour Debit Card PIN is now set!

Fees, Limits & Charges

    Co-Branded Cards

    Equitas Small Finance Bank has tied up with Niyo for opening NiyoX accounts. The Equitas and Niyo co-branded debit card is issued under this program and the revenue is shared between Niyo and Equitas Small Finance Bank. The International ATM withdrawal limit applicable to NIYO Equitas International VISA Platinum debit card is Rs 1 lakh per day , cumulative of 2 lakhs per month and Rs 5 lakhs per annum. Please refer Terms and Conditions on Debit cards usage below for more details.

    Revenue Share Arrangement with Co-Brand Partner

    Revenue sharing with Co-branding entity is usually linked to new card acquisition, card spends, total number of customers in the Co-brand program, quality and performance of the program. Criteria mentioned is indicative and not exhaustive. 50% of fees recovered from customer on issuance of New/Renewal of debit card is shared between the partner and the Bank. Further, on Domestic Interchange Income, 25% on the Gross Interchange Income received by the Bank is shared with the partner.

    Always use the customer care numbers displayed on Bank's official website.

    DO NOT use any other numbers since this may put you at risk of fraud.

    Please be aware of prank and deceptive calls.

    Bank will never ask for sensitive information like Card Number, OTP, Password, CVV etc.

    This is to inform you that www.equitasbank.com is the only registered and original web portal of Equitas Small Finance Bank Limited and we do not have web portal in the name of www.equitasbank.co. Anybody accessing the same will be at their own risk and loss and Equitas Small Finance Bank shall not be held liable under any circumstances for any loss of claim suffered by anybody dealing with the said web portal.

    ©2024, Equitas Small Finance Bank Ltd.