Regular
Savings Account
Open Regular Savings Account Online with Minimal AMB, No Maintenance Charges, Attractive Interest Rates, Debit Card Rewards and more!
Account Minimum Balance of just ₹10,000
No Maintenance Charges
Reward points on your Debit Card
Account Minimum Balance of just ₹10,000
No Maintenance Charges
Reward points on your Debit Card
Regular
Savings Account
Open Regular Savings Account Online with Minimal AMB, No Maintenance Charges, Attractive Interest Rates, Debit Card Rewards and more!
Account Minimum Balance of just ₹10,000
No Maintenance Charges
Reward points on your Debit Card
Account Minimum Balance of just ₹10,000
No Maintenance Charges
Reward points on your Debit Card
Features
Earn an interest of 7%* p.a. for balances above Rs 7 Lakhs up to Rs 25 Crores
Account Minimum Balance of just Rs 10,000
Our Interest Rates on Savings Accounts
w.e.f. 3rd October, 2024
Daily Closing Balance
Rate Slab
Up to ₹ 1 Lakh
3.00%
Above ₹ 1 Lakh and up to ₹ 7 Lakhs
5.00%
Above ₹ 7 Lakhs and up to ₹ 25 Crs
7.00%
Above ₹ 25 Crs
7.80%
Interest will be calculated on the daily closing balance of the account.
Interest will be paid on quarterly basis by direct credit in the savings account.
Slabs rates are applicable on the incremental amount based on the closing balance.
Please read all terms and conditions.
Fees & Charges
Schedule of charges for Savings Accounts
w.e.f 8th January 2023.
Schedule of charges for Savings Accounts w.e.f 8th January 2023.
Average Monthly Balance
Grouping with Family Accounts or Business
Collections
Payments
Cash Charges
Other Charges
Certificate and Report issuance
Doorstep Banking*
No. of Transactions
Average Monthly Balance
AMB (50% for semi-urban and rural areas)
₹ 10,000/- In Metro, Urban branches
₹ 5000/- in Semi-urban branches
₹ 2500/- in Rural branches
AMB non-maintenance charges (to be charged monthly)
No charges are applicable.
*Available on request at select locations only. Taxes as applicable will be additional.
PAP: Payable At Par
NA: Not Applicable
SA: Savings Account
CA: Current Account
*Cash withdrawal failed due to insufficient funds considered as financial transaction
^All Debits, Credits above ₹ 5,000 only
*ELITE Debit Card is issued to ELITE customers only, Rs.499 charges applicable if customer no longer holds ELITE program status (contact customer care/branch for replacement debit card to avoid charges)
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