Regular

Savings Account

Open Regular Savings Account Online with Minimal AMB, No Maintenance Charges, Attractive Interest Rates, Debit Card Rewards and more!

Account Minimum Balance of just ₹10,000

No Maintenance Charges

Reward points on your Debit Card

Account Minimum Balance of just ₹10,000

No Maintenance Charges

Reward points on your Debit Card

Regular

Savings Account

Open Regular Savings Account Online with Minimal AMB, No Maintenance Charges, Attractive Interest Rates, Debit Card Rewards and more!

Account Minimum Balance of just ₹10,000

No Maintenance Charges

Reward points on your Debit Card

Account Minimum Balance of just ₹10,000

No Maintenance Charges

Reward points on your Debit Card

Open Savings Account Online today!

Start your smart Savings Journey today! Open Savings Account online and enjoy rewarding returns of up to 7%* p.a. Get exciting discounts and rewards on your Debit Card spends, all with Zero Maintenance Charges on Savings!

Features

Earn an interest of 7%* p.a. for balances above Rs 25 Lakhs

Account Minimum Balance of just Rs 10,000

Our Interest Rates on Savings Accounts

w.e.f. 01st October, 2025

Daily Closing Balance

Rate Slab

Up to ₹ 1 Lakh

2.75%

Above ₹ 1 Lakh and up to ₹ 3 Lakhs

3.00%

Above ₹ 3 Lakhs and up to ₹ 5 Lakhs

3.25%

Above Rs. 5 Lakhs up to Rs. 10 Lakhs

4.25%

Above ₹ 10 Lakhs and up to ₹ 25 Lakhs

6.75%

Above ₹ 25 Lakhs

7.00%

Interest will be calculated on the daily closing balance of the account.

Interest will be paid on quarterly basis by direct credit in the savings account.

Slabs rates are applicable on the incremental amount based on the closing balance.

Please read all terms and conditions.

Fees & Charges

Schedule of charges for Savings Accounts

w.e.f 1st June 2025.

Schedule of charges for Savings Accounts w.e.f 1st June 2025.

Average Monthly Balance (AMB)

Grouping with Family Accounts or Business

Collections

Payments

Cash Charges

Other Charges

Certificate and Report issuance

Doorstep Banking*

No. of Transactions

Average Monthly Balance (AMB)

Average Monthly Balance

₹ 10,000/- In Metro, Urban branches

₹ 5000/- in Semi-urban branches

₹ 2500/- in Rural branches

AMB Non Maintenance Charges

No charges are applicable.

*Available on request at select locations only. Taxes as applicable will be additional.

PAP: Payable At Par

NA: Not Applicable

SA: Savings Account

CA: Current Account

*Cash withdrawal failed due to insufficient funds considered as financial transaction

*ELITE Debit Card is issued to ELITE customers only, Rs. 600 charges applicable if customer no longer holds ELITE program status

Foreign Exchange Mark-up^ 3.5%

^A Forex mark-up fee of 3.5% (plus taxes as applicable) will be levied on each International transaction performed in Indian currency, at International location or

transactions carried out in Indian currency with merchants functioning in India but registered in a foreign nation. This is applicable for all debit cards issued under

CASA accounts except, Elite (Mastercard World) and Niyo (Visa Platinum). Please note this may be subject to change from time to time based on bank’s discretion.