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Fixed Deposit

Open Fixed Deposit online for safe and assured returns.

Exclusive Offer for 444 Days

Group 1860

8.25%* Interest for all NRE, NRO, Resident Indian Individuals for 444 days

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9%* interest p.a. for Resident Senior Citizens for 444 days

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Flexible Tenure Options

Features

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8.25%* p.a. interest for 444 days (Resident Indian Individuals, NRE & NRO)

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9%* interest p.a. for Resident Senior Citizens for 444 days (Not applicable for NRE & NRO)

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Fixed Deposit Interest Rates

(Amount less than Rs. 3 Crores) Effective from: 3rd October2024

Tenure

Interest rates for amount less than Rs 3 Crores

Annualised Yield

7 - 14 days

3.50%

3.50%

15 - 29 days

3.50%

3.50%

30 - 45 days

4.00%

4.00%

46 - 62 days

4.50%

4.50%

63 - 90 days

4.50%

4.50%

91 - 120 days

5.25%

5.25%

121 - 180 days

5.25%

5.25%

181 - 210 days

6.75%

6.86%

211 - 270 days

6.75%

6.86%

271 - 364 days

7.00%

7.12%

1 year to 443 days

8.10%

8.35%

444 Days

8.25%

8.51%

445 Days to 18 Months

8.10%

8.35%

18 Months 1 day to 2 years

7.75%

7.98%

2 years 1 day to 887 days

8.00%

8.24%

888 days

8.15%

8.40%

889 days to 3 years

8.00%

8.24%

3 years 1 day to 4 years

7.50%

7.71%

4 years 1 day to 5 years

7.25%

7.45%

5 years 1 day to 10 years

7.25%

7.45%

  • TDS will be deducted as applicable

  • Please check all terms and conditions applicable on FD/RD for premature withdrawal

  • For Resident Senior Citizens, an additional interest of 0.5% p.a. is applicable for all tenures except 444 days; For 444 days,an additional interest of 0.25% p.a. above the General Public Rate of 0.5% p.a. variance will be applicable for Resident Senior Citizens. • Senior Citizen rates are not applicable for NRE / NRO.

  • Interest on NRE deposits will be payable only on completion of a minimum tenure of 1 year

    *Fixed Deposit Interest Rates are subject to change from time to time.

    (Partial premature withdrawal not allowed for FDs booked with monthly payout)

    ***For monthly payout fixed deposits, the interest rate will be discounted on a quarterly compounding basis.

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    ©2024, Equitas Small Finance Bank Ltd.