Features
Fixed Deposit Interest Rates
(Amount less than Rs. 3 Crores) Effective from: 3rd October2024
Tenure
Interest rates for amount less than Rs 3 Crores
Annualised Yield
7 - 14 days
3.50%
3.50%
15 - 29 days
3.50%
3.50%
30 - 45 days
4.00%
4.00%
46 - 62 days
4.50%
4.50%
63 - 90 days
4.50%
4.50%
91 - 120 days
5.25%
5.25%
121 - 180 days
5.25%
5.25%
181 - 210 days
6.75%
6.86%
211 - 270 days
6.75%
6.86%
271 - 364 days
7.00%
7.12%
1 year to 443 days
8.10%
8.35%
444 Days
8.25%
8.51%
445 Days to 18 Months
8.10%
8.35%
18 Months 1 day to 2 years
7.75%
7.98%
2 years 1 day to 887 days
8.00%
8.24%
888 days
8.15%
8.40%
889 days to 3 years
8.00%
8.24%
3 years 1 day to 4 years
7.50%
7.71%
4 years 1 day to 5 years
7.25%
7.45%
5 years 1 day to 10 years
7.25%
7.45%
TDS will be deducted as applicable
Please check all terms and conditions applicable on FD/RD for premature withdrawal
For Resident Senior Citizens, an additional interest of 0.5% p.a. is applicable for all tenures except 444 days; For 444 days,an additional interest of 0.25% p.a. above the General Public Rate of 0.5% p.a. variance will be applicable for Resident Senior Citizens. • Senior Citizen rates are not applicable for NRE / NRO.
Interest on NRE deposits will be payable only on completion of a minimum tenure of 1 year
*Fixed Deposit Interest Rates are subject to change from time to time.
(Partial premature withdrawal not allowed for FDs booked with monthly payout)
***For monthly payout fixed deposits, the interest rate will be discounted on a quarterly compounding basis.
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