Wings
Savings Account
Exceptional banking experience with Platinum debit card benefits, personal accident cover and more!
Complimentary Personal Accident Cover of ₹10 Lakhs
25% Discount on Locker Rentals*
Attractive reward points on Debit Card Swipes
Complimentary Personal Accident Cover of ₹10 Lakhs
25% Discount on Locker Rentals*
Attractive reward points on Debit Card Swipes
Wings
Savings Account
Exceptional banking experience with Platinum debit card benefits, personal accident cover and more!
Complimentary Personal Accident Cover of ₹10 Lakhs
25% Discount on Locker Rentals*
Attractive reward points on Debit Card Swipes
Complimentary Personal Accident Cover of ₹10 Lakhs
25% Discount on Locker Rentals*
Attractive reward points on Debit Card Swipes
Savings Account with rewards packed VISA Platinum Debit Card
Big Returns & Bigger Rewards! Get your Zero Maintenance Charge Savings Account today and avail the benefit of Personal Accident cover that comes with your VISA Platinum Debit Card. Enjoy returns of up to 7%* p.a. and a 25% discount on Annual locker rentals.
Features
Earn an interest of 7%* p.a. for balances above ₹25 Lakhs
Complimentary Home Assurance Insurance for burglary/ theft/ fire up to ₹2 L* *T&C Apply
Exclusive Wings Platinum Debit Card
- Use your debit card for online shopping and payments
- Access your funds at all ATMs across India
- BookMyShow - Get one ticket free on purchase of one ticket* *Max of 3 per quarter
Our Savings Account Interest Rates
w.e.f. 01st October, 2025
Daily Closing Balance
Rate Slab
Up to ₹ 1 Lakh
2.75%
Above ₹ 1 Lakh up to ₹ 3 Lakhs
3.00%
Above ₹ 3 Lakhs up to ₹ 5 Lakhs
3.25%
Above Rs. 5 Lakhs up to Rs. 10 Lakhs
4.25%
Above ₹ 10 Lakhs and up to ₹ 25 Lakhs
6.75%
Above ₹ 25 Lakhs
7.00%
Interest will be calculated on the daily closing balance of the account.
Interest will be paid on quarterly basis by direct credit in the savings account.
Slabs Rates are applicable on the incremental amount based on the closing balance.
Please read all terms and conditions.
Our Charges
Schedule of Charges for Wings Savings Accounts
w.e.f 01st June 2025
Schedule of Charges for Wings Savings Accountsw.e.f 01st June 2025
Features & Criteria and Charges
International Debit Card
Payment Service Charges
Clearing and Collection Charges
Cash Transaction Charges
Other Banking Services Charges
Doorstep Banking
Cash Pickup on Beat (Charges per month)
Cash Pickup on call (Charges per instance)
Features* & Criteria and Charges
Average Monthly Balance (AMB) - Metro and Urban
₹ 50,000 or ₹ 2,00,000
Average Monthly Balance (AMB) - Semi Urban & Rura
₹ 25,000 or ₹ 2,00,000
AMB Non Maintenance Charges
NIL
Cheque book
Free
Complimentary Air Accidental Death Cover (Individual) (on Registration)
₹ 30 Lakhs
Complimentary Personal Accidental Death Cover (Individual) (on Registration)^
Rs. 10 Lakhs
Complimentary Permanent Total Disability Cover (Individual) (on Registration)^~
Rs. 10 Lakhs
Complimentary Home Burglary (Contests) and Fire (Contesnts) Cover(on Registration)^~
Rs. 2 Lakhs
Locker Discountxx
25%
*TRV (Total Relationship Value) includes average monthly savings, salary account balances and Fixed deposit values
**ELITE Debit Card is issued to ELITE customers only, Rs 600 charges applicable if customer no longer holds ELITE program status.
***Subject to usage as per the Terms and Conditions of the bank
****Equitas Bank will not charge for cash withdrawals outside India, however charges may be Levied by Banks/Foreign Institutions offering ATM Services.
#Features & Benefits offered are subject to change at the sole discretion of the bank with/without notice to the customer.
^
Terms and Conditions Apply, Complimentary Insurance cover can be availed on registration through Internet Banking / Mobile Banking
~Claim settlement would be an amount up to a maximum of the Sum Assured
xxSubject to availability of Locker at branch location.
##Services available only at select branches in India.
Goods and Services Tax (GST) as applicable would be levied on all charges mentioned.
^A Forex mark-up fee of 3.5% (plus taxes as applicable) will be levied on each International transaction performed in Indian currency, at International
location or transactions carried out in Indian currency with merchants functioning in India but registered in a foreign nation. This is applicable for all
debit cards issued under CASA accounts except, Elite (Mastercard World) and Niyo (Visa Platinum). Please note this may be subject to change from time
to time based on bank’s discretion.
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