Recurring Deposits
Open a Recurring Deposit and earn guaranteed and attractive returns. Start with just Rs. 1000!
7.00%* Interest p.a. for all NRE, NRO, Resident Indian Individuals for 12 months onwards.
0.5%* p.a. Extra for Resident Senior Citizens for 12 months onwards.
Flexible Tenure of 12 months to 10 years
7.00%* Interest p.a. for all NRE, NRO, Resident Indian Individuals for 12 months onwards.
0.5%* p.a. Extra for Resident Senior Citizens for 12 months onwards.
Flexible Tenure of 12 months to 10 years
Recurring Deposits
Open a Recurring Deposit and earn guaranteed and attractive returns. Start with just Rs. 1000!
7.00%* Interest p.a. for all NRE, NRO, Resident Indian Individuals for 12 months onwards.
0.5%* p.a. Extra for Resident Senior Citizens for 12 months onwards.
Flexible Tenure of 12 months to 10 years
7.00%* Interest p.a. for all NRE, NRO, Resident Indian Individuals for 12 months onwards.
0.5%* p.a. Extra for Resident Senior Citizens for 12 months onwards.
Flexible Tenure of 12 months to 10 years
Recurring Deposit Interest Rate & Calculator
Features
7.00%* Interest p.a. for 12 months (Resident Indian Individuals, NRE & NRO) onwards
0.5%* p.a. extra for Resident Senior Citizens for 12 months onwards
Recurring Deposit Calculator
Try out the RD calculator and see how much you can earn!
(The calculator is not applicable for NRE Recurring Deposit)
Plan your monthly investment with our RD Calculator and find out the maturity value instantly! Now, that’s a smart way to plan your investment.
Recurring Deposit Calculator
Recurring Deposit Interest Rates
(Amount less than Rs. 3 Crores) Effective from: 25th August, 2025
Tenure
Individual/NRE/NRO/Non-Individuals
12 months
7.00%
15 Months
7.00%
18 Months
7.00%
21 Months
7.00%
24 Months
7.00%
30 Months
7.00%
36 Months
7.00%
48 Months
7.00%
60 Months
7.00%
90 Months
7.00%
120 Months
7.00%
TDS will be deducted as applicable
Please check all terms and conditions applicable on FD/RD for premature withdrawal
0.50%* p.a. extra for Resident Senior Citizen (not applicable for NRE/NRO)
Recurring Deposits Interest rates are subject to change from time to time.
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