FD Rates Savings

7.35 % * p.a

Interest on FD for 888 days Know More

7% * p.a

Interest Rate (balance between 1 lakh to 5crs) Know More

accounts iconGold Loan

Equitas offers loan against gold to help you meet your immediate financial requirements.

With our experience in the MFI industry over the years, Equitas has started offering Loan Against Gold since 2015.
Instant Cash
NACH repayment options
Easy Documentation
Interest Rate
Gold Loan
Type of Loan Segment Effective Rate Of Interest (p.a.)
Fixed Agriculture 12%
Fixed Others 14%


Sr. No Type Charges
1 Processing fee Upto 2%
2 Postage charge Rs.50 (including GST) per notice
3 Late payment interest 36% p.a
4 Cheque bounce charges (CBC). Rs. 500
5 Custodian Charges 3% p.a
*Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)
Mean rate and Interest rate range for the quarter Apr'2020 - Jun'2020
Segment Mean interest rate Interest rate range
Min Rate (in %) p.a. Max Rate (in %) p.a.
Agriculture - - 12%
Non-Agriculture 13.94% 12.00% 14%
  • Mean rate = Sum of rate of interest of all loan accounts / Number of all loan accounts.
Annualised Percentage Return (APR) for the quarter Apr'2020 - Jun'2020
Segment Min Rate (in %) Max Rate (in %)
Agriculture 11% 14%
Non-Agriculture 12% 16%
* Annual Percentage Rate: The Annual Percentage Rate (APR) is a method to compute annualized credit cost which includes interest rate and loan origination fee

To make payments for the Loan via NEFT / RTGS, please contact your Home Branch – Branch Manager for further details