Interest Rate Framework
Marginal Cost of funds based Lending Rate (MCLR) and EBR effective from 1st September, 2025.
Tenure-wise MCLR effective from 1st September, 2025 is as follows
External benchmark Rates effective from 1st September 2025 are as follows
* Arrived based on 3 months’ average yield of 3 – year Government of India Bond
# Arrived based on 3 months’ average yield of 10 –year Government of India Bond.
** Arrived based on 3 months’ average yield of 91-days Treasury bills.
## Arrived based on 3 months’ average yield of 364-days Treasury bills.
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