Schedule of charges for Savings Accounts w.e.f 1st June 2020.

Account & Cheque Book

Average Monthly Balance (AMB)	₹ 10000/-
Non-maintenance charges	NO CHARGES APPLICABLE

Grouping With Family Accounts or Business and Cheque Book

Current Account Grouping	Can be grouped to Current Account of equal or higher value
Savings Account Grouping	Can be grouped to Savings Account of higher value
Cheque book (PAP cheque book of 25 leafs)	1 cheque book free per Quarter
Charges beyond free limits	₹ 2 per leaf

Collections

Local cheque clearing	Free
Outstation cheque collection charges at bank location	Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
Outstation cheque collection charges at non-bank location	Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
RTGS Inward / NEFT Inward / IMPS Inward	Free
Foreign inward remittance	Free

Payments

Demand Draft and Payorder at branch locations	Free upto 3 DD's per month
Charges beyond free limits	₹ 50 per DD.
Demand Draft at non-branch locations	₹ 100 per DD
PAP cheque payment	Free
RTGS and NEFT Outward (Free online, chargeable at branch)	NEFT : Upto ₹ 10000/- ₹ 2.25, From ₹ 10001 to ₹ 100000 : ₹ 4.5, From ₹ 100001 to ₹ 200000 : ₹ 14.5,Above ₹ 200000 : ₹ 24.5. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 20, Greater than ₹ 500000 : ₹ 40.
IMPS Outward ( per day limit of ₹ 2,00,000/-)	Free

Cash Charges

Cash Deposit limit at home location (including ATM and Branch)	Upto ₹ 1,00,000 per month
Charges beyond free limits	₹ 3/1000
Cash Deposit limit at Non-Home location (including ATM and Branch)	NIL
Charges beyond free limits	₹ 4/1000
Free Cash Withdrawal Limit at home location	Free
Cash Withdrawal Charges at Non-Home location	₹ 4/1000
Debit Card Cash Withdrawal txns at metro locations (other Bank ATMs)	3
Debit Card Cash Withdrawal txns at non-metro location (other Bank ATMs)	5
Charges beyond free limits of ATM withdrawals at other banks	₹ 20/- per transaction
Cash withdrawal outside India (for international cards only)	₹ 110/- per transaction
Balance Inquiry Outside India (for international cards only)	₹ 25/- per transaction

Other Charges

Rupay Classic Debit Card (Charges for issuance and renewal)	₹ 100
Rupay Platinum Debit Card (Charges for issuance and renewal)	₹ 100
VISA Gold Debit Card (Charges for issuance and renewal)	₹ 100
VISA Platinum Debit Card(Charges for issuance and renewal)	₹ 150
VISA Signature Debit Card(Charges for issuance and renewal)	₹ 400
Card Transaction Slip Retrieval charges (for incorrect claims)	₹ 250/- per slip
stop payment single cheque (free online)	₹ 100/- per cheque
stop payment series (free online)	₹ 150/- for a series of 25 cheques
Outward cheque return charges for financial reasons	₹ 50/- per cheque
Outward cheque return charges for technical reasons	NIL
Inward cheque return charges for financial reasons	Upto 2 cheques ₹ 350/- per cheque, 3-5 cheques ₹ 500, 6th cheque onwards ₹ 750 per cheque
Inward cheque return charges for technical reasons	NIL
Standing instructions set up/Ammendment	₹ 25/- per instance
Standing Instructions failure (return) (RD returns exempted)	₹ 150/- per return
ECS/NACH Return due to financial reasons	₹ 200/- per return
SMS Alerts	Free

Certificate and Report Issuance

Balance Certificate Branch (Online Free)	₹ 250/- per instance
Previous Year balance and interest statement (Free Online)	1 free per annum, more than 1 ₹ 300/- per statement
Passbook Issuance	Free
Duplicate Passbook issuance/Signature verification certificate/Photo Attestation/Address Confimation	₹ 50/-
Duplicate TDS certificate	₹ 100/-
Duplicate account statement Print (Free Online or on email)	₹ 50/-
DD/PO revalidation/cancellation	₹ 100/-
Account closure charges if closed on customer request, after 15 days of account opening and before completing 6 months.	₹ 500
Account Inactive charges	NIL

Doorstep Banking*

Cheque pickup	₹ 50 per instance
Cash pickup beat (charges per month)
Upto ₹ 200000	₹ 2200/-
₹ 200000 to ₹ 500000	₹ 3200/-
₹ 500000 to ₹ 1000000	₹ 8000/-
₹ 1000000 to ₹ 2000000	₹ 12000/-
₹ 2000000 above	Contact Branch
Cash pickup on call (charges per instance)
Upto ₹ 200000	₹ 150/-
₹ 200000 to ₹ 500000	₹ 300/-
₹ 500000 to ₹ 1000000	₹ 500/-
₹ 1000000 to ₹ 2000000	₹ 800/-
₹ 2000000 above	Contact Branch
Senior citizens above the age of 70 years/Physically challenged OR infirm customers can contact branch/contact centre for doorstep banking services.

No of Transactions

Aggregation of all the customer induced transactions including:

Cash/Cheque/DSB/DD (excluding online and ATM transactions)	8 transactions free per month
Charges beyond free limits	₹ 15 per transaction over and above the individual transaction limit charges

Available on request at select locations only. Taxes as applicable will be additional.