FD Rates Savings

8.55% * p.a

0.75% Extra For Senior Citizens Know More
Upto

7.5% * p.a

Know More
8880036666

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Yellow Army Savings Account

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features Charges

Schedule of Charges for Savings Accounts w.e.f April 1st 2019.
Average Monthly Balance (AMB)
Please Note: The Balance Maintenance criteria has been changed from average quarterly balance to average monthly balance
₹ 10000/-
Non-maintenance charges
If AMB maintained is >75% but <100%, 5% of the shortfall in AMB, Min of ₹ 100/-, if AMB maintained is >50% but <=75% , 6% of the shortfall in AMB, Max of ₹ 300/-, if AMB maintained is >25% but <=50%, 6% of the shortfall in AMB, Max of ₹ 500/-, if AMB maintained is <=25%, 6% of the shortfall in AMB, Max of ₹ 600/-
Tenure of the FD should be at least 1 year
₹ 50000/-
Monthly spends at account level if achieved AMB charges will be waived off (Debit Card spends at POS and Online will be considered) Only with VISA Platinum/Signature Debit Cards
₹ 9999
Current Account Grouping
Can be grouped to Current Account of equal or higher value
Savings Account Grouping
Can be grouped to Savings Account of higher value
Group AMB for Savings Grouping
As per the value of the primary account
Savings Group AMB Non-maintenance Charges ( FD in lieu of AMB/ debit card spends in lieu of AMB will not be considered for group AMB non-maintenance charges)
As per the non-maintenance charges of the group
Cheque book (PAP cheque book of 25 leafs)
1 cheque book free per Quarter
Charges beyond free limits
₹ 2 per leaf
Local Cheque clearing
Free
Outstation cheque collection charges at bank location
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
Outstation cheque collection charges at non-bank location
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
RTGS Inward / NEFT Inward / IMPS Inward
Free
Foreign inward remittance
Free
Demand Draft and Payorder at branch locations
Free upto 3 DD's per month
Charges beyond free limits
₹ 50 per DD.
Demand Draft at non-branch locations
₹ 100 per DD
PAP Cheque payment
Free
RTGS and NEFT Outward (Free online, chargeable at branch)
NEFT: Upto ₹ 10000/- ₹ 2.5, From ₹ 10001 to ₹ 100000 : ₹ 5, From ₹ 100000 to ₹ 200000 : ₹ 15, Above ₹ 200000 : ₹ 25. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 25, Greater than ₹ 500000 : ₹ 50.
IMPS Outward ( per day limit of ₹ 2,00,000/- )
Upto ₹ 50,000/- charges of ₹ 5/- per transaction, ₹ 50,001 to ₹ 2,00,000/- charges of ₹ 15/- per transaction.
Cash Deposit limit at home location (including ATM and Branch)
Upto ₹ 1,00,000 per month
Charges beyond free limits
₹ 3/1000
Cash Deposit limit at Non-Home location (including ATM and Branch)
NIL
Charges beyond free limits
₹ 4/1000
Free Cash Withdrawal Limit at home location
Free
Cash Withdrawal Charges at Non-Home location
₹ 4/1000
Debit Card Cash Withdrawal txns at metro locations (other Bank ATMs)
3
Debit Card Cash Withdrawal txns at non-metro location (other Bank ATMs)
5
Charges beyond free limits of ATM withdrawals at other banks
₹ 20/- per transaction
Cash withdrawal outside India (for international cards only)
₹ 110/- per transaction
Balance Inquiry Outside India (for international cards only)
₹ 25/- per transaction
Rupay Classic Debit Card (Charges for Issuance, Annual Fees, re-issuance)
₹ 150/
Rupay Platinum Debit Card with chip (Charges for Issuance, Annual Fees, re-issuance)
₹550/-
Visa Gold Debit Card (Charges for Issuance, Annual Fees, re-issuance)
₹ 350/
VISA Platinum Debit Card (Charges for Issuance, Annual Maintenance and Re-issuance)
₹ 500/-
VISA Signature Debit Card (Charges for Issuance, Annual Maintenance and Re-issuance)
₹ 999/-
Card Transaction Slip Retrieval charges (for incorrect claims)
₹ 250/- per slip
stop payment single cheque (free online)
₹ 100/- per cheque
stop payment series (free online)
₹ 150/- for a series of 25 cheques
Outward cheque return charges for financial reasons
₹ 50/- per cheque
Outward cheque return charges for technical reasons
NIL
Inward cheque return charges for financial reasons
Upto 2 cheques ₹ 350/- per cheque, 3-5 cheques ₹ 500, 6th cheque onwards ₹ 750 per cheque
Inward cheque return charges for technical reasons
NIL
Standing instructions set up/Ammendment
₹ 25/- per instance
Standing Instructions failure (return) (RD returns exempted)
₹ 150/- per return
ECS/NACH Return due to financial reasons
₹ 200/- per return
SMS Alerts
₹ 15 per Quarter
Balance Certificate Branch (Online Free)
₹ 250/- per instance
Previous Year balance and interest statement (Free Online)
1 free per annum, more than 1 ₹ 300/- per statement
Passbook Issuance
Free
Duplicate Passbook issuance/Signature verification certificate/Photo Attestation/Address Confimation
₹ 50/-
Duplicate TDS certificate
₹ 100/-
Duplicate account statement Print (Free Online or on email)
₹ 200/-
DD/PO revalidation/cancellation
₹ 100/-
Account closure charges if closed on customer request before 6 months of account opening date and after 15 days of account opening.
₹ 500
Account Inactive charges
NIL
Cheque pickup
₹ 50 per instance
Cash pickup beat (charges per month)
 
Upto ₹ 200000
₹ 2200/-
₹ 200000 to ₹ 500000
₹ 3200/-
₹ 500000 to ₹ 1000000
₹ 8000/-
₹ 1000000 to ₹ 2000000
₹ 12000/-
₹ 2000000 above
Contact Branch
Cash pickup on call (charges per instance)
 
Upto ₹ 200000
₹ 150/-
₹ 200000 to ₹ 500000
₹ 300/-
₹ 500000 to ₹ 1000000
₹ 500/-
₹ 1000000 to ₹ 2000000
₹ 800/-
₹ 2000000 above
Contact Branch

Senior citizens above the age of 70 years/Physically challenged OR infirm customers can contact branch/contact centre for doorstep banking services.

Aggregation of all the customer induced transactions including:
Cash / Cheque / RTGS / NEFT / DSB / DD (excluding online and ATM transaction)
8 transactions free per month
Charges beyond free limits
₹ 15 per transaction over and above the individual transaction limit charges
  • Available on request at select locations only. Taxes as applicable will be additional.
PAP = Payable At Par
NA = Not Applicable
SA = Savings Account
CA = Current Account