Schedule of charges for Savings Accounts w.e.f 1st June 2020.

Balance Maintenance & Cheque Book

Average Monthly Balance (50% for semi-urban and rural areas)	₹ 50,000/-(AMB)
Non Maintenance Charges	NO CHARGES APPLICABLE

Grouping with Family Accounts or Business

Current Account Grouping	Can be grouped to Current Account of equal or higher value
Savings Account Grouping	3 account of family member SA of the same or lower value can be grouped
Cheque book (PAP cheque book of 25 leafs)	Free
Charges beyond free limits	NA

Collections

Local cheque clearing		Free
Outstation cheque collection charges at bank location		Upto ₹5000 charge of ₹25, Above 5000 and upto and including ₹10,000 charge of ₹50/-, Above ₹10,000 and upto including ₹100000 charge of ₹100/-, Above ₹100000 charge of ₹150/-
Outstation cheque collection charges at non-bank location
RTGS/NEFT/IMPS Inward		Free
Foreign inward remittance		Free

Payments

Demand Draft and Payorder at branch locations	Free upto 10 DD’s per month
Charges beyond free limits	₹ 50 per DD
Demand Draft at non-branch locations	₹ 100 per DD
PAP Cheque payment	Free
RTGS and NEFT Outward - At Branch (Free online)	NEFT : Upto ₹10000/- ₹2.25, From ₹10001 to ₹100000 : ₹4.5, From ₹100001 to ₹200000 : ₹14.5,Above ₹200000 : ₹24.5. RTGS: From ₹200000 to ₹500000 :₹20, Greater than ₹500000 : ₹40.
IMPS Outward (per day limit of ₹ 2,00,000/-)	Free

Cash Charges

Cash Deposit limit at home location ( including ATM & Branch )	5 times of the previous month AMB or ₹2,50,000 per month whichever is lower
Charges beyond free limits	₹ 3/1000
Cash Deposit at Non-Home location free limit ( including ATM & Branch )	NIL
Charges beyond free limits	₹ 4/1000
Cash Withdrawal at home location	Free
Cash Withdrawal at Non-Home location	Free upto ₹50,000 by self or third party, charges beyond that ₹ 4/1000
Cash Withdrawal using Debit Card at metro location other bank ATM	Free
Cash Withdrawal using Debit Card at non-metro location other bank ATM	Free
Charges beyond free limits of ATM withdrawals	₹ 20 per txn
Cash withdrawal outside India (for international cards only)	₹ 110/- per transaction
Balance Inquiry Outside India (for international cards only)	₹ 25/- per transaction

Other Charges

Wings VISA Signature Debit Card (Charges for renewal only)	Free for first year and ₹ 400/- from second year onwards
Card Transaction Slip Retrieval charges (for incorrect claims)	₹ 250/- per slip
Stop payment single cheque (free online)	₹ 100/- per cheque
Stop payment series (free online)	₹ 150/- for a series of 25 cheques
Outward cheque return charges for financial reasons	₹ 50/- per cheque
Outward cheque return charges for technical reasons	NIL
Inward cheque return charges for financial reasons	Upto 2 cheques ₹ 350/- per cheque, 3-5 cheques ₹ 500, 6th cheque onwards ₹ 750 per cheque
Inward cheque return charges for technical reasons	NIL
Standing instructions set up	Free
Standing instructions amendment	Free
Standing Instructions failure (return)	₹ 150/- per return
ECS/NACH Return due to financial reasons	₹ 200/- per return
SMS Alerts	Free

Certificate and Report issuance

Balance Certificate Branch (Online Free)	Free
Previous Year balance and interest statement (Free Online)	1 free per annum, more than 1 ₹300/- per statement
Passbook Issuance	Free
Duplicate Passbook issuance	₹ 50/-
Signature verification certificate/Photo Attestation/Address Confirmation	₹ 50/- per instance
Duplicate TDS certificate	₹ 100/-
Duplicate account statement Print (Free Online or on email)	₹ 50/-
DD/PO revalidation/cancellation	₹ 100/-
Account closure charges if closed on customer request, after 15 days of account opening and before completing 6 months.	₹ 500/-
Account Inactive charges	NIL

Doorstep Banking*

Cheque pickup on call	₹ 50 per instance
Cash pickup Beat (charges per month)
Upto ₹ 200000	₹ 2200/-
₹ 200000 to ₹ 500000	₹ 3200/-
₹ 500000 to ₹ 1000000	₹ 8000/-
₹ 1000000 to ₹ 2000000	₹ 12000/-
₹ 2000000 above	Contact Branch
Cash pickup on call (charges per instance)
Upto ₹ 200000	₹ 150/-
₹ 200000 to ₹ 500000	₹ 300/-
₹ 500000 to ₹ 1000000	₹ 500/-
₹ 1000000 to ₹ 2000000	₹ 800/-
₹ 2000000 above	Contact Branch

Senior citizens above the age of 70 years/Physically challenged OR infirm customers can contact branch/contact centre for doorstep banking services.

No of Transactions

Aggregation of all the customer induced transaction including:

Cash / Cheque / DSB / DD /IMPS(Excluding Online and ATM transaction, but including IMPS)	NA
Charges beyond free limits	NA

Available on request at select locations only. Taxes as applicable will be additional.