EQUITAS - VISA
Equitas Visa Debit Cards will enrich your lifestyle by assisting you at each and every step of your payment journey. We have multiple variants of Visa Debit Cards, each with unique features and advantages that will suit your needs. It’s Easy, Secure and on the go with Equitas Visa Debit Cards.
Featured Cards
Features and Benefits
Step up to Equitas Visa Gold and enjoy the finer way of life with special offers and recognitions wherever you go
- Worldwide Acceptance: Accepted at tens of millions of locations, including 1.9 million ATMs worldwide.
- Special Recognition: Anything from Dining, retail to entertainment, get special recognition with your Visa Gold.
- Travel Partner: Emergency card replacement and cash disbursement services plus toll-free access to VISA’s Global Customer Assistance Services makes it your exquisite travel partner.
Features and Benefits
Indulge in a luxurious lifestyle with Equitas Visa Platinum
- Lifestyle elevation: Generous spending limit, world-wide acceptance, local and regional deals for travel and shopping are some of the lifestyle privileges on Visa Platinum.
- Concierge services: Round the clock concierge services through hotline or web enabled concierge services.
- Get Rewarded: Enjoy exclusive offers on Movies, Food & Entertainment.
Features and Benefits
Be classy with Equitas Visa Classic Debit Card
- Visa Classic helps you in critical situations with emergency card replacement or cash advance.
- Withdraw cash from 1.9 million ATMs in more than 200 countries.
- Customer assistance 24/7: VISA’s 24X7 Global customer assistance available to address general enquiries and provide assistance.
Features and Benefits
Equitas Visa Signature – your partner to an exclusive lifestyle!
- Convenience at its best: Offline or online payments, Visa Signature enables safe and secure transactions.
- Lifestyle elevator: Offers on Entertainment, Travel, Hotels or Golf Club Privileges are sure to elevate your luxurious lifestyle.
- Rewards for spending: Purchase using Visa Signature card and earn attractive reward points that can be redeemed for exciting gifts and offers.
Visa International Classic
| Visa International Classic Debit Card issuance fee | ₹ 125 |
| ATM withdrawal limit | ₹ 25,000 |
| Point of Sale / E-Commerce limit | ₹ 50,000 |
Visa International Gold
| Visa International Gold Debit Card issuance fee | ₹ 125 |
| ATM withdrawal limit | ₹ 50,000 |
| Point of Sale / E-Commerce limit | ₹ 1,00,000 |
Visa International Platinum
| Visa International Platinum Debit Card issuance fee | ₹ 199 |
| ATM withdrawal limit | ₹1,00,000 |
| Point of Sale / E-Commerce limit | ₹ 2,00,000 |
Visa International Signature
| Visa International Signature Debit Card issuance fee | ₹ 499 |
| ATM withdrawal limit | ₹ 1,50,000 |
| Point of Sale / E-Commerce limit | ₹ 3,00,000 |
Other Charges
| For International ATM withdrawal : Charges for use at Non - EQUITAS Bank International ATM’s | INR 110 + applicable taxes |
| For International Balance enquiry :Charges for use at Non - EQUITAS Bank International ATM’s | INR 25 + applicable taxes |
| Cross - currency Markup Charges on foreign currency transactions | 3.5% + applicable taxes The exchange rate used will be the VISA/MasterCard wholesale exchange rate prevailing at the time of transaction/merchant settlement. |
| Charges on usage at domestic merchant outlets / websites | There are no charges for using the Debit Card at domestic merchant locations and websites. However, at select merchants like IRCTC / railway stations/Fuel, transaction charges / surcharges as per industry practices will be applicable, by the merchant. |
Co-Branded Cards:
Equitas Small Finance Bank has tied up with Niyo for opening NiyoX account. Equitas and Niyo co-branded debit card is issued under this program and the revenue is shared between Niyo and Equitas Bank.
The International ATM withdrawal limits applicable to NIYO Equitas international VISA Platinum debit card are Rs 1 lakh per day , cumulative of 2 lakhs per month and Rs 5 lakhs per annum. Please refer Terms and Conditions on Debit cards usage below for more details.
Revenue Share Arrangement with Co-Brand Partner:
Revenue sharing with Co-branding entity is usually linked to new card acquisition, card spends, total number of customers in the Co-brand program, quality and performance of the program. Criteria mentioned is indicative and not exhaustive.50% of fees recovered from customer on issuance of New/Renewal of debit card is shared between the partner and the Bank. Further, on Domestic Interchange Income 25% on the Gross Interchange Income received by the Bank is shared with the partner.
Terms and Conditions on Debit Cards usage
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