FD Rates Savings

9.55% * p.a

For Senior Citizens Know More
Upto

6.5% * p.a

Know More
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savings
Elevate your Banking experience with Equitas. We at Equitas have gone that extra mile to ensure that our products suit your needs, are hassle-free, digital, and easily accessible.

Value Plus Account (Applicable for Accounts opened from 1st November 2018)

Make your everyday banking smart with our Value-Plus Account, loaded with features like Internet Banking and Instant Fund Transfer to make banking a fun experience.

Features features

AQB of ₹ 25000
10 transactions free per month (Free Unlimited Transactions at ATMs)
Free RuPay Debit Card
Multicity cheque book of 25 leafs
Savings Account Interest Rate w.e.f. 15th June, 2018
Savings account interest rate
Daily Closing Balance
Rate Slab
Upto ₹ 10 lakh
6.00%
Above ₹ 10 lakh and upto ₹ 5 Crores
6.50%
Above ₹ 5 Crores
Please contact branch

Interest will be calculated on the daily closing balance of the account

Interest will be paid on quarterly basis by direct credit in the savings account

Slabs rates are applicable on the incremental amount based on the closing balance

Please read all terms and conditions

features Charges

Schedule of Charges for Savings Accounts w.e.f November 2018
AQB (50% for Semi-urban and Rural areas)
₹ 25000
Non Maintenance Charges
If AQB is >50% but <100% ₹ 1000/- per quarter, if AQB is <=50% of the requirement ₹ 1200/- per quarter
Tenure of the FD should be at least 1 year & above
₹ 2,00,000
Spend with your Platinum / Signature Debit Card at POS or online and get AQB waiver
₹ 15999 per month
Current Account Grouping
Can be grouped to Current Account of equal or higher value
Savings Account Grouping
3 account of family member SA of the same or lower value can be grouped
Group AQB for Savings Grouping
₹ 25000
Savings Group AQB Non-maintenance Charges to be debited from each account
If AQB is >50% but <100% ₹ 1000/- per quarter, if AQB is <=50% of the requirement ₹ 1200/- per quarter
Cheque book (PAP cheque book of 25 leaves) limit
2 cheque books free per quarter
Charges beyond free limits
₹ 2 per leaf
Local Cheque clearing
Free
Outstation cheque collection charges at bank location
Free
Outstation cheque collection charges at non-bank location
Free
RTGS Inward
Free
NEFT Inward
Free
IMPS Inward
Free
Foreign inward remittance
Free
Demand Draft and Payorder at branch locations
Free
Charges beyond free limits
₹ 50 per DD
Demand Draft at non-branch locations
₹ 100 per DD
PAP Cheque payment
Free
RTGS and NEFT Outward (Free online)
NEFT : Upto ₹ 10000/- ₹ 2.5, From ₹ 10001 to ₹ 100000 : ₹ 5, From ₹ 100000 to ₹ 200000 : ₹ 15, Above ₹ 200000 : ₹ 25. RTGS: From ` ₹ 200000 to ₹ 500000 : ₹ 25, Greater than ₹ 500000 :
₹ 50.
IMPS Outward
Free
Free Cash Deposit limit at home location
5 times of the previous month AMB or ₹ 1,25,000 per month whichever is lower
Charges beyond free limits
₹ 3/1000
Free Cash Deposit limit at non-home location
₹ 50,000 per month
Charges beyond free limits
₹ 4/1000
Cash Withdrawal at home location
Free
Cash Withdrawal at Non-Home location
₹ 4/1000
Debit Card Cash Withdrawal txns at metro locations (other Bank ATMs)
Free
Debit Card Cash Withdrawal txns at non-metro location (other Bank ATMs)
Free
Charges beyond free limits of ATM withdrawals
NIL
Rupay / VISA Classic Debit Card (Charges for Issuance, annual fees, re-issuance)
Free for first year, 150 per year from second year
Rupay Platinum Debit Card with chip (Charges for issuance, annual fees, re-issuance)
₹ 550
VISA Gold Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 350
VISA Platinum Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 500
VISA Signature Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 999
Stop payment single cheque
₹ 100 per cheque
Stop payment series
₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons
₹ 50 per cheque
Outward cheque return charges for technical reasons
NIL
Inward cheque return charges for financial reasons
₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
Inward cheque return charges for technical reasons
NIL
Standing instructions set up
Free
Standing instructions amendment
Free
Standing instructions failure (return)
₹ 150 per return
ECS / NACH return due to financial reasons
₹ 200 per return
SMS alerts
₹ 15 per quarter
Balance Certificate Branch (Online Free)
₹ 250/- per instance
Previous Year balance and interest statement (Free Online)
1 free per annum, more than 1 ₹ 300/- per statement
Passbook Issuance
Free
Duplicate Passbook issuance
₹ 50/-
Signature verification certificate
₹ 50/- per instance
Photo Attestation
₹ 50/- per instance
Address Confimation
₹ 50/- per instance
Duplicate TDS certificate
₹ 100/-
Duplicate account statement Print (Free Online or on email)
₹ 200/-
DD/PO revalidation/cancellation
₹ 100/-
Account closure charges
NIL
Account Inactive charges
NIL
Cheque pickup
₹ 50 per instance
Cheque pickup beat (Per month)
₹ 300
Cash pickup beat (charges per month)
Upto ₹ 200000
₹ 2200/-
₹ 200000 to ₹ 500000
₹ 3200/-
₹ 500000 to ₹ 1000000
₹ 8000/-
₹ 1000000 to ₹ 2000000
₹ 12000/-
₹ 2000000 above
Contact Branch
Cash pickup on call (charges per instance)
Upto ₹ 200000
₹ 150/-
₹ 200000 to ₹ 500000
₹ 300/-
₹ 500000 to ₹ 1000000
₹ 500/-
₹ 1000000 to ₹ 2000000
₹ 800/-
₹ 2000000 above
Contact Branch
* Available on request at select locations only
Aggregation of all the customer induced transaction including:
Cash / Cheque / RTGS / NEFT / DSB / DD / IMPS (excluding online and ATM transaction)
Free
Charges beyond free limits
NIL
  • Taxes as applicable will be additional
PAP: Payable At Par
NA: Not Applicable
SA: Savings Account
CA: Current Account