Schedule of charges for Savings Accounts w.e.f 8th January 2023.

Average Monthly Balance (AMB)

Average Monthly Balance	₹ 25000 (50% for Semi-urban and Rural branches)
AMB Non-Maintenance charges	NO CHARGES APPLICABLE

Grouping With Family Accounts or Business

Current Account Grouping	Can be grouped to Current Account of equal or higher value
Savings Account Grouping	3 accounts of family member SA of the same or lower value can be grouped
Cheque book (PAP cheque book of 25 leaves) limit	2 cheque books free per quarter
Charges beyond free limits	₹ 2 per leaf

Collections

Local cheque clearing	Free
Outstation cheque collection charges at bank location	Free
Outstation cheque collection charges at non-bank location	Free
RTGS inward / NEFT inward / IMPS inward	Free
Foreign inward remittance	Free

Payments

Demand Draft and Payorder at branch locations	Free upto 3 DD’s per month
Charges beyond free limits	₹ 50 per DD
Demand Draft at non-branch locations	₹ 100 per DD
PAP cheque payment	Free
RTGS and NEFT outward at branch (free online)	NEFT : Upto ₹ 10000/- ₹ 2.25, From ₹ 10001 to ₹ 100000 : ₹ 4.5, From ₹ 100001 to ₹ 200000 : ₹ 14.5,Above ₹ 200000 : ₹ 24.5. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 20, Greater than ₹ 500000 : ₹ 40.
IMPS outward (per day limit of ₹ 5,00,000/-)	₹ 1 per Transaction

Cash Charges

Cash Deposit limit at home location (including ATM and Branch)	Free up to ₹ 1,00,000 per month
Charges beyond free limits (Home Branch & Non-Home Branches)	₹ 50000 per Month
Cash Deposit limit at Non-Home location (including ATM and Branch)	NIL
Charges beyond free limits (Home Branch & Non-Home Branches)	₹ 4/1000
Cash Withdrawal at home location	Free
Charges beyond free limits	₹ 4/1000
Debit Card Cash Transactions at across Equitas Bank ATMs (Include Financial & Non-Financial Transactions)	3 Transactions
Debit Card Cash Transactions at Metro location other Bank ATMs (Include Financial & Non-Financial Transactions)	3 Transactions
Debit Card Cash Transactions at Non-Metro location other Bank ATMs (Include Financial & Non-Financial Transactions)	₹ 21 per Transaction
Charges beyond free limits of ATM withdrawals	₹ 10 per Transaction
Cash withdrawal outside India (for international cards only)	₹ 110/- per Transaction
Balance Inquiry Outside India (for international cards only)	₹ 25/- per Transaction

Other Charges

Rupay/VISA Classic Debit Card (Charges for issuance and renewal)	Free for First year, Rs. 100 per year from second year
VISA Gold Debit Card (Charges for issuance and renewal)	₹ 100
VISA/Rupay Platinum Debit Card (Charges for issuance and renewal)	₹ 100
ELITE/VISA Signature Debit Card(Charges for issuance and renewal)	₹ 400
Card Transaction Slip Retrieval charges (for incorrect claims)	₹ 250/- per slip
Stop payment single cheque	₹ 100 per cheque
Stop payment series	₹ 150 for a series of 25 cheques
Stop payment series (free online)	₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons	₹ 50 per cheque
Outward cheque return charges for technical reasons	NIL
Inward cheque return charges for financial reasons	₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
Inward cheque return charges for technical reasons	NIL
Standing instructions set up/Amendment (Free for RD/SIP/Bill Payment)	Free
Standing instructions failure (return)	₹ 150 per return
ECS / NACH return due to financial reasons	₹ 200 per return
SMS Alerts (Debit & Credit Transaction^)	Free
SMS Alerts Day end balance change	₹ 10 per Quarter (only if facility is availed)

Certificate and Report issuance

Balance Certificate at Branch (online free)	₹ 250 per instance
Previous year balance and interest statement (free online)	1 free per annum, ₹ 300 per statement thereafter
Passbook issuance	Free
Duplicate Passbook issuance	₹ 50
Signature verification certificate / Photo attestation / Address confirmation	₹ 50 per instance
Duplicate TDS certificate	₹ 100
Duplicate account statement print (free online or on email)	₹ 50
DD / PO revalidation / cancellation	₹ 100
Account closure charges if closed on customer request, after 15 days of account opening and before completing 6 months.	₹ 500
Account inactive charges	NIL

Doorstep Banking*

Cheque pickup	₹ 50 per instance
Cheque pickup beat (Per month)	₹ 300
Cash pickup beat (charges per month)
Up to ₹ 200000	₹ 2200
₹ 200000 to ₹ 500000	₹ 3200
₹ 500000 to ₹ 1000000	₹ 8000
₹ 1000000 to ₹ 2000000	₹ 12000
₹ 2000000 above	Contact branch
Cash pickup on call (charges per instance)
Up to ₹ 200000	₹ 150
₹ 200000 to ₹ 500000	₹ 300
₹ 500000 to ₹ 1000000	₹ 500
₹ 1000000 to ₹ 2000000	₹ 800
₹ 2000000 above	Contact branch

No of Transactions

Aggregation of all the customer induced transactions including:

Cash/Cheque/DSB/DD (excluding online and ATM transactions)	15 txns free per month
Charges beyond free limits	₹ 15 per transaction over and above the individual transaction limit charges

Available on request at select locations only. Taxes as applicable will be additional

• Cash withdrawal failed due to insufficient funds considered as financial transaction
• All Debits, Credits above ₹ 5,000 only (for alert of credit below ₹ 5,000 raise request with branch or customer care)
• ELITE Debit Card is issued to ELITE customers only, Rs.499 charges applicable if customer no longer holds ELITE program status (contact customer care/branch for replacement debit card to avoid charges)