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UPI FAQS

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UPI FAQs

What is Equitas UPI?

Equitas Unified Payments Interface (UPI) is an instant payment system, which is built over the IMPS infrastructure. You can instantly transfer money to the beneficiary with any bank account.

How long does it take to transfer money to beneficiary’s account?

The money will be instantly credited to the beneficiary’s account

What is BHIM/UPI PIN?

BHIM/UPI PIN (Personal Identification Number) is a 4-6 digit pass code you create during first time registration with this App. You have to enter this UPI-PIN to validate all your bank transactions. Note: Please do not share your UPI-PIN with anyone.

Can I transfer money to the unregistered beneficiary from my UPI ID?

Yes. Payments can be transferred via IFSC/ Account number or MMID/ Mobile number or Aadhaar number of the beneficiary.

What is the maximum limit for transferring money through UPI?
Channel Per Transaction Limit (INR) Daily Transaction Limit (INR) Daily Transaction Count Monthly Transaction Limit (INR) Monthly Transaction Count
EQUITAS (Equitas UPI application) 25000 100000 10 500000 500
UPI.NPCI (Third party UPI application) 25000 100000 10 500000 500