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9.55% * p.a

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8880036666

accounts iconCURRENT ACCOUNT

savings
We offer a convenient and comprehensive banking experience. Choose from a wide range of current account products for easy and efficient banking for your smart business.

Trade-In Current Account

Composite Banking Solutions to all you Large Scale Business Entrepreneurs with an advanced digital banking platform and a dynamic cash deposit. Well, we could go on..

Features features

AQB of ₹ 1,00,000
Waiver of AQB based on your transactions
Special benefit for Women proprietor
6 Multi-city cheque books of 25 Leafs each free per month

features Charges

Schedule of Charges for Current Accounts w.e.f 18th May 2018
AQB (50% in Semi-Urban and Rural Branches or if Woman is the proprietor)
₹ 100000
AQB non-maintenance charges
If AQB is >50% but <100% ₹ 6000/- per quarter, if AQB is <=50% of the requirement ₹ 9000/- per quarter
All customer induced transactions
Minimum of 25 transactions per month. One transaction on Net Banking per month.
Current Account Grouping
3 current accounts for the same or lower AQB (Rural/Prepaid CA not allowed to group)
Group AQB for Current Account Grouping
₹ 100000
Current Account Group AQB Non-Maintenance Charges to be debited from each account
If AQB is >50% but <100% ₹ 6000/- per Quarter, if AQB is <=50% of the requirement ₹ 9000/- per Quarter
Savings Account Grouping (Same limit can be utilised for CASA Grouping)
Upto 5 savings accounts for the same/lower AQB. BSBDA/Rural and Prepaid not allowed
Group AQB for CASA Grouping
₹ 100000
Savings Group AQB Non-Maintenance Charges to be debited from each account
If AQB is >50% but <100% ₹ 6000/- per quarter, if AQB is <=50% of the requirement ₹ 9000/- per quarter
Cheque book (PAP cheque book of 25 leaves)
6 cheque books free per month
Charges beyond free limits
₹ 2 per leaf
Local Cheque clearing
Free
Outstation cheque collection charges at bank location
Outstation cheque collection charges at non-bank location
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
RTGS inward / NEFT inward / IMPS inward
Free
Demand Draft and Payorder at branch locations
Free upto 20 DDs per month
Charges beyond free limits
₹ 50 per DD
Demand Draft at non-branch locations
₹ 100 per DD
PAP Cheque payment
Free
RTGS and NEFT outward at branch (Free Online)
Free
IMPS Outward
Free
Cash Deposit at home location
12 times of the previous month’s AMB (no upper limit)
Charges beyond free limits
₹ 3/1000
Cash Deposit at non-home location
₹ 100000/- per month
Charges beyond free limits
₹ 4/1000
Cash Withdrawal at home location
Free
Cash Withdrawal at non-home location
Free upto ₹ 50000 per day by self or third party, beyond which charges of ₹ 4/1000
Debit Card Cash Withdrawal txns at metro location (other ATMs)
3
Debit Card Cash Withdrawal txns at non-metro location (other ATMs)
5
Charges beyond free limits of ATM withdrawals
₹ 20 per transaction
Rupay / VISA Classic Debit Card (Charges for Issuance, annual fees, re-issuance)
Free
Rupay Platinum Debit Card with chip (Charges for issuance, annual fees, re-issuance)
Free for first year, ₹ 550 per year from second year
VISA Gold Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 350
VISA Platinum Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 500
VISA Signature Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 999
Stop payment single cheque
₹ 100 per cheque
Stop payment series
₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons
₹ 50 per cheque
Outward cheque return charges for technical reasons
NIL
Inward cheque return charges for financial reasons
₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
Inward cheque return charges for technical reasons
NIL
Standing instructions set up
Free
Standing instructions amendment
Free
Standing instructions failure (return)
₹ 200 per return
ECS / NACH return due to financial reasons
₹ 200 per return
SMS alerts
Free if balance is maintained in the quarter. Charge of ₹ 15 per quarter otherwise.
Balance Certificate Branch (Online Free)
₹ 250/- per instance
Previous Year balance and interest statement
1 free per annum. ₹300 per statement thereafter
Signature verification certificate
₹ 50/- per instance
Photo Attestation
₹ 50/- per instance
Address Confimation
₹ 50/- per instance
Duplicate TDS certificate
₹ 100/-
Duplicate account statement Print (Free Online or on email)
₹ 200/-
DD/PO revalidation/cancellation
₹ 100/-
Account closure charges
NIL
Account Inactive charges
NIL
Cheque pickup Oncall per instance
One free pickup per day (₹50 per call if more than once a day)
Cheque Pickup beat (per month)
Free once a day (More than once a day ₹ 50/- per call)
Cash pickup Beat (charges per month)
Upto ₹ 200000
Free (beyond which charges as per oncall applicable)
₹ 200000 to ₹ 500000
₹ 3200/-
₹ 500000 to ₹ 1000000
₹ 8000/-
₹ 1000000 to ₹ 2000000
₹ 12000/-
Above ₹ 2000000
Contact Branch
Cash pickup On call (charges per instance)
Upto ₹ 200000
₹ 150/-
₹ 200000 to ₹ 500000
₹ 300/-
₹ 500000 to ₹ 1000000
₹ 500/-
₹ 1000000 to ₹ 2000000
₹ 800/-
Above ₹ 2000000
Contact Branch
* Available on request at select locations only
  • Taxes as applicable will be additional
PAP: Payable At Par
NA: Not Applicable
SA: Savings Account
CA: Current Account