savings
Charges
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
Average Monthly Balance
|
NIL
|
NIL
|
|
Non Maintenance Charges
|
NA
|
NA
|
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
Current Account Grouping
|
Not Applicable
|
Can be grouped to Current Account of equal or higher value
|
|
Savings Account Grouping
|
Not Applicable
|
Can be grouped to Savings Account of equal or higher value
|
|
Cheque book (PAP cheque book of 25 leafs)
|
Not applicable, No Cheque book will be issued
|
No Free Limit charges applicable
|
|
Charges beyond free limits
|
NA
|
₹ 2/- leaf
|
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
Local Cheque clearing
|
Free
|
Free
|
|
Outstation cheque collection charges at bank location
|
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
|
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
|
|
Outstation cheque collection charges at non-bank location
|
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
|
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
|
|
RTGS / NEFT / IMPS Inward
|
Free
|
Free
|
|
Foreign inward remittance
|
Free
|
Free
|
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
Demand Draft and Payorder at branch locations
|
Cannot be issued
|
No Free Limit charges applicable
|
|
Charges beyond free limits
|
₹ 50 per DD
|
₹ 50 per DD
|
|
Demand Draft at non-branch locations
|
₹ 100 per DD
|
₹ 100 per DD
|
|
PAP Cheque payment
|
NA (no cheque book issued)
|
Free
|
|
RTGS and NEFT Outward (Free online, chargeable through branch)
|
NOT allowed through branch
|
NEFT : Upto ₹ 10000/- ₹ 2.5, From ₹ 10001 to ₹ 100000: ₹ 5, From ₹ 100000 to ₹ 200000 : ₹ 15,Above ₹ 200000: ₹ 25. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 25, Greater than ₹ 500000 : ₹ 50.
|
|
IMPS Outward ( per day limit of `2,00,000/- )
|
Upto ₹ 50000/- charges of ₹ 5 per transaction,Rs.50001 to ₹ 200000 charges of Rs.15 per transaction.
|
Upto ₹ 50000/- charges of ₹ 5 per transaction,Rs.50001 to ₹ 200000 charges of Rs.15 per transaction.
|
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
Cash Deposit at home location
|
No Free Limit charges applicable
|
No Free Limit charges applicable
|
|
Charges beyond free limits
|
₹ 3/1000
|
₹ 3/1000
|
|
Cash Deposit at Non-Home location
|
No Free Limit charges applicable
|
No Free Limit charges applicable
|
|
Charges beyond free limits
|
₹ 4/1000
|
₹ 4/1000
|
|
Cash Withdrawal at home location
|
Free (only through withdrawal slip upto ₹ 5000/- per txn)
|
Free (only through withdrawal slip upto ₹ 5000/- per txn)
|
|
Cash Withdrawal at Non-Home location
|
Not allowed
|
Free upto ₹ 50,000/- per month, beyond which charges of ₹ 3/1000
|
|
Debit Card Cash Withdrawal txns at metro locations (Other Bank ATMs)
|
Not applicable, only virtual debit card issued
|
3 txns per month
|
|
Debit Card Cash Withdrawal txns at non-metro locations (Other Bank ATMs)
|
Not applicable, only virtual debit card issued
|
5 txns per month
|
|
Charges beyond free limits of ATM withdrawals
|
₹ 20 per txn
|
₹ 20 per txn
|
|
Cash withdrawal outside India (for international cards only)
|
Not applicable, only virtual debit card issued
|
₹ 110/- per transaction
|
|
Balance Inquiry Outside India (for international cards only)
|
Not applicable, only virtual debit card issued
|
₹ 25/- per transactionOTHER
|
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
VISA Virtual Debit Card (can be used online)
|
Free
|
Not applicable
|
|
Rupay/VISA Classic (Charges for issuance, annual fees, re-issuance)
|
Not applicable, only virtual debit card issued
|
₹ 150/-
|
|
VISA Gold (Charges for issuance, annual fees, re-issuance)
|
Not applicable, only virtual debit card issued
|
₹ 350/-
|
|
VISA Platinum (Charges for issuance, annual fees, re-issuance)
|
Not applicable, only virtual debit card issued
|
₹ 500/-
|
|
VISA Signature (Charges for issuance, annual fees, re-issuance)
|
Not applicable, only virtual debit card issued
|
₹ 999/-
|
|
Card Transaction Slip Retrieval charges (for incorrect claims)
|
Not applicable, only virtual debit card issued
|
₹ 250/- per slip
|
|
Stop payment single cheque(free online)
|
Not applicable, No Cheque book will be issued
|
₹ 100/- per cheque
|
|
Stop payment series(free online)
|
Not applicable, No Cheque book will be issued
|
₹ 150/- for series
|
|
Outward cheque return charges for financial reasons
|
₹ 50/- per cheque
|
₹ 50/- per cheque
|
|
Outward cheque return charges for technical reasons
|
NIL
|
NIL
|
|
Inward cheque return charges for financial reasons
|
Not applicable, No Cheque book will be issued
|
Upto 2 cheques ₹ 350/- per cheque, 3-5 cheques ₹ 500, 6th cheque onwards ₹ 750 per cheque
|
|
Inward cheque return charges for technical reasons
|
Not applicable, No Cheque book will be issued
|
NIL
|
|
Standing instructions set up
|
Free
|
Free
|
|
Standing instructions amendment
|
Free
|
Free
|
|
Standing Instructions failure (return)
|
₹ 150/- per return
|
₹ 150/- per return
|
|
ECS / NACH Return due to financial reasons
|
₹ 200/- per return
|
₹ 200/- per return
|
|
SMS Alerts
|
₹ 15 per quarter
|
₹ 15 per quarter
|
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
Balance Certificate Branch (Online Free)
|
₹ 250/- per instance
|
₹ 250/- per instance
|
|
Previous Year balance and interest statement (Free Online)
|
1 free per annum, more than 1 ₹ 300/- per statement
|
1 free per annum, more than 1 ₹ 300/- per statement
|
|
Passbook/Duplicate passbook Issuance
|
Not provided for Half KYC accounts
|
₹ 50/-
|
|
Signature verification certificate / Photo Attestation / Address Confirmation
|
Not provided for Half KYC accounts
|
₹ 50/- per instance
|
|
Duplicate TDS certificate
|
₹ 100/-
|
₹ 100/-
|
|
Duplicate account statement Print (Free Online or on email)
|
₹ 200/-
|
₹ 200/-
|
|
DD / PO revalidation / cancellation
|
Not Applicable since DD cannot be issued
|
₹ 100/-
|
|
Account closure charges
|
NIL
|
NIL
|
|
Account Inactive charges
|
NIL
|
NIL
|
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
Cheque pickup (oncall)
|
Not applicable for Half KYC accounts
|
₹ 50 per instance
|
|
Cash pickup Beat (charges per month)
|
|
|
|
Upto ₹ 200000
|
Not applicable for Half KYC accounts
|
₹ 2200/-
|
|
₹ 200000 to ₹ 500000
|
Not applicable for Half KYC accounts
|
₹ 3200/-
|
|
₹ 500000 to ₹ 1000000
|
Not applicable for Half KYC accounts
|
₹ 8000/-
|
|
₹ 1000000 to ₹ 2000000
|
Not applicable for Half KYC accounts
|
₹ 12000/-
|
|
₹ 2000000 above
|
Not applicable for Half KYC accounts
|
Contact Branch
|
|
Cash pickup On call (charges per instance)
|
|
|
|
Upto ₹ 200000
|
Not applicable for Half KYC accounts
|
₹ 150/-
|
|
₹ 200000 to ₹ 500000
|
Not applicable for Half KYC accounts
|
₹ 300/-
|
|
₹ 500000 to ₹ 1000000
|
Not applicable for Half KYC accounts
|
₹ 500/-
|
|
₹ 1000000 to ₹ 2000000
|
Not applicable for Half KYC accounts
|
₹ 800/-
|
|
₹ 2000000 above
|
Not applicable for Half KYC accounts
|
Contact Branch
|
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
AGGREGATION OF ALL THE CUSTOMER INDUCED TRANSACTION INCLUDING:
|
|
|
|
Cash / Cheque / RTGS / NEFT / DSB / DD (Excluding Online and ATM Txn)
|
Not applicable
|
3 txns per month
|
|
Charges beyond free limits
|
Not applicable
|
₹ 15/- per transaction
|
|
PAP: Payable At Par
|
NA: Not Applicable
|
|
SA: Savings Account
|
CA: Current Account
|
