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savings
Elevate your Banking experience with Equitas.

We at Equitas have gone that extra mile to ensure that our products suit your needs, are hassle-free, digital, and easily accessible.

SelfeSavings Account

( Digital Selfe Savings Account discontinued )

SelfeSavings is a digital bank account which can be opened with a web based interactive video form by registering using Aadhaar number, PAN and other basic details. You can set up a mobile banking PIN and start using your account immediately.

 

features Charges

Schedule of Charges for Savings Accounts w.e.f April 1st 2019.

 

  Selfe-Lite Digital Savings Selfe Digital Savings (Full KYC)
Average Monthly Balance
NIL
NIL
Non Maintenance Charges
NA
NA
  Selfe-Lite Digital Savings Selfe Digital Savings (Full KYC)
Current Account Grouping
Not Applicable
Can be grouped to Current Account of equal or higher value
Savings Account Grouping
Not Applicable
Can be grouped to Savings Account of equal or higher value
Cheque book (PAP cheque book of 25 leafs)
Not applicable, No Cheque book will be issued
No Free Limit charges applicable
Charges beyond free limits
NA
₹ 2/- leaf
  Selfe-Lite Digital Savings Selfe Digital Savings (Full KYC)
Local Cheque clearing
Free
Free
Outstation cheque collection charges at bank location
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
Outstation cheque collection charges at non-bank location
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
RTGS / NEFT / IMPS Inward
Free
Free
Foreign inward remittance
Free
Free
  Selfe-Lite Digital Savings Selfe Digital Savings (Full KYC)
Demand Draft and Payorder at branch locations
Cannot be issued
No Free Limit charges applicable
Charges beyond free limits
₹ 50 per DD
₹ 50 per DD
Demand Draft at non-branch locations
₹ 100 per DD
₹ 100 per DD
PAP Cheque payment
NA (no cheque book issued)
Free
RTGS and NEFT Outward (Free online, chargeable through branch)
NOT allowed through branch
NEFT : Upto ₹ 10000/- ₹ 2.5, From ₹ 10001 to ₹ 100000: ₹ 5, From ₹ 100000 to ₹ 200000 : ₹ 15,Above ₹ 200000: ₹ 25. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 25, Greater than ₹ 500000 : ₹ 50.
IMPS Outward ( per day limit of `2,00,000/- )
Upto ₹ 50000/- charges of ₹ 5 per transaction,Rs.50001 to ₹ 200000 charges of Rs.15 per transaction.
Upto ₹ 50000/- charges of ₹ 5 per transaction,Rs.50001 to ₹ 200000 charges of Rs.15 per transaction.
  Selfe-Lite Digital Savings Selfe Digital Savings (Full KYC)
Cash Deposit at home location
No Free Limit charges applicable
No Free Limit charges applicable
Charges beyond free limits
₹ 3/1000
₹ 3/1000
Cash Deposit at Non-Home location
No Free Limit charges applicable
No Free Limit charges applicable
Charges beyond free limits
₹ 4/1000
₹ 4/1000
Cash Withdrawal at home location
Free (only through withdrawal slip upto ₹ 5000/- per txn)
Free (only through withdrawal slip upto ₹ 5000/- per txn)
Cash Withdrawal at Non-Home location
Not allowed
Free upto ₹ 50,000/- per month, beyond which charges of ₹ 3/1000
Debit Card Cash Withdrawal txns at metro locations (Other Bank ATMs)
Not applicable, only virtual debit card issued
3 txns per month
Debit Card Cash Withdrawal txns at non-metro locations (Other Bank ATMs)
Not applicable, only virtual debit card issued
5 txns per month
Charges beyond free limits of ATM withdrawals
₹ 20 per txn
₹ 20 per txn
Cash withdrawal outside India (for international cards only)
Not applicable, only virtual debit card issued
₹ 110/- per transaction
Balance Inquiry Outside India (for international cards only)
Not applicable, only virtual debit card issued
₹ 25/- per transactionOTHER
  Selfe-Lite Digital Savings Selfe Digital Savings (Full KYC)
VISA Virtual Debit Card (can be used online)
Free
Not applicable
Rupay/VISA Classic (Charges for issuance, annual fees, re-issuance)
Not applicable, only virtual debit card issued
₹ 150/-
VISA Gold (Charges for issuance, annual fees, re-issuance)
Not applicable, only virtual debit card issued
₹ 350/-
VISA Platinum (Charges for issuance, annual fees, re-issuance)
Not applicable, only virtual debit card issued
₹ 500/-
VISA Signature (Charges for issuance, annual fees, re-issuance)
Not applicable, only virtual debit card issued
₹ 999/-
Card Transaction Slip Retrieval charges (for incorrect claims)
Not applicable, only virtual debit card issued
₹ 250/- per slip
Stop payment single cheque(free online)
Not applicable, No Cheque book will be issued
₹ 100/- per cheque
Stop payment series(free online)
Not applicable, No Cheque book will be issued
₹ 150/- for series
Outward cheque return charges for financial reasons
₹ 50/- per cheque
₹ 50/- per cheque
Outward cheque return charges for technical reasons
NIL
NIL
Inward cheque return charges for financial reasons
Not applicable, No Cheque book will be issued
Upto 2 cheques ₹ 350/- per cheque, 3-5 cheques ₹ 500, 6th cheque onwards ₹ 750 per cheque
Inward cheque return charges for technical reasons
Not applicable, No Cheque book will be issued
NIL
Standing instructions set up
Free
Free
Standing instructions amendment
Free
Free
Standing Instructions failure (return)
₹ 150/- per return
₹ 150/- per return
ECS / NACH Return due to financial reasons
₹ 200/- per return
₹ 200/- per return
SMS Alerts
₹ 15 per quarter
₹ 15 per quarter
  Selfe-Lite Digital Savings Selfe Digital Savings (Full KYC)
Balance Certificate Branch (Online Free)
₹ 250/- per instance
₹ 250/- per instance
Previous Year balance and interest statement (Free Online)
1 free per annum, more than 1 ₹ 300/- per statement
1 free per annum, more than 1 ₹ 300/- per statement
Passbook/Duplicate passbook Issuance
Not provided for Half KYC accounts
₹ 50/-
Signature verification certificate / Photo Attestation / Address Confirmation
Not provided for Half KYC accounts
₹ 50/- per instance
Duplicate TDS certificate
₹ 100/-
₹ 100/-
Duplicate account statement Print (Free Online or on email)
₹ 200/-
₹ 200/-
DD / PO revalidation / cancellation
Not Applicable since DD cannot be issued
₹ 100/-
Account closure charges
NIL
NIL
Account Inactive charges
NIL
NIL
  Selfe-Lite Digital Savings Selfe Digital Savings (Full KYC)
Cheque pickup (oncall)
Not applicable for Half KYC accounts
₹ 50 per instance
Cash pickup Beat (charges per month)
 
 
Upto ₹ 200000
Not applicable for Half KYC accounts
₹ 2200/-
₹ 200000 to ₹ 500000
Not applicable for Half KYC accounts
₹ 3200/-
₹ 500000 to ₹ 1000000
Not applicable for Half KYC accounts
₹ 8000/-
₹ 1000000 to ₹ 2000000
Not applicable for Half KYC accounts
₹ 12000/-
₹ 2000000 above
Not applicable for Half KYC accounts
Contact Branch
Cash pickup On call (charges per instance)
 
 
Upto ₹ 200000
Not applicable for Half KYC accounts
₹ 150/-
₹ 200000 to ₹ 500000
Not applicable for Half KYC accounts
₹ 300/-
₹ 500000 to ₹ 1000000
Not applicable for Half KYC accounts
₹ 500/-
₹ 1000000 to ₹ 2000000
Not applicable for Half KYC accounts
₹ 800/-
₹ 2000000 above
Not applicable for Half KYC accounts
Contact Branch
  Selfe-Lite Digital Savings Selfe Digital Savings (Full KYC)
AGGREGATION OF ALL THE CUSTOMER INDUCED TRANSACTION INCLUDING:
 
 
Cash / Cheque / RTGS / NEFT / DSB / DD (Excluding Online and ATM Txn)
Not applicable
3 txns per month
Charges beyond free limits
Not applicable
₹ 15/- per transaction
  • Available on request at select locations only PAP= payable at par Taxes as applicable will be additional.
PAP: Payable At Par
NA: Not Applicable
SA: Savings Account
CA: Current Account