savings
|
Rate Slab | |
|---|---|---|
|
Up to ₹ 1 lakh
|
5.00%
|
|
|
Above ₹ 1 lakh and up to ₹ 10 lakh
|
6.00%
|
|
|
Above ₹ 10 lakhs and up to ₹ 1 cr
|
6.50%
|
|
|
Above ₹ 1 cr and up to ₹ 5 crs
|
7.00%
|
|
|
Above ₹ 5 crs and up to ₹ 30 crs
|
7.25%
|
|
|
Above ₹ 30 crs and up to ₹ 50 crs
|
7.50%
|
|
|
Above ₹ 50 crs
|
Contact Branch
|
Interest will be calculated on the daily closing balance of the account
Interest will be paid on the quarterly basis by direct credit in the savings account
Slabs rates are applicable on the incremental amount based on the closing balance
Please read all terms and conditions
Charges
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
Average Monthly Balance
|
NIL
|
NIL
|
|
Non Maintenance Charges
|
NA
|
NA
|
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
Current Account Grouping
|
Not Applicable
|
Can be grouped to Current Account of equal or higher value
|
|
Savings Account Grouping
|
Not Applicable
|
Can be grouped to Savings Account of equal or higher value
|
|
Cheque book (PAP cheque book of 25 leafs)
|
Not applicable, No Cheque book will be issued
|
No Free Limit charges applicable
|
|
Charges beyond free limits
|
NA
|
₹ 2/- leaf
|
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
Local Cheque Clearing
|
Free
|
Free
|
|
Outstation cheque collection charges at bank location
|
Upto 5000 charge of ₹ 25, Above 5000 to 10,000 including it ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
|
Upto 5000 charge of ₹ 25, Above 5000 to 10,000 including it ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
|
|
Outstation cheque collection charges at non-bank location
|
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
|
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
|
|
RTGS / NEFT / IMPS Inward
|
Free
|
Free
|
|
Foreign inward remittance
|
Free
|
Free
|
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
Demand Draft and Pay order at branch locations
|
Cannot be issued
|
No Free Limit charges applicable
|
|
Charges beyond free limits
|
₹ 50 per DD
|
₹ 50 per DD
|
|
Demand Draft at non-branch locations
|
₹ 100 per DD
|
₹ 100 per DD
|
|
PAP Cheque payment
|
NA (no cheque book issued)
|
Free
|
|
RTGS and NEFT Outward (Free online, chargeable through the branch)
|
NOT allowed through branch
|
NEFT : Upto ₹ 10000/- ₹ 2.25, From ₹ 10001 to ₹ 100000 : ₹ 4.5, From ₹ 100000 to ₹ 200000 : ₹ 14.5,Above ₹ 200000 : ₹ 24.5. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 20, Greater than ₹ 500000 : ₹ 40.
|
|
IMPS Outward ( per day limit of `2,00,000/- )
|
Upto ₹ 50000/- charges of ₹ 5 per transaction,Rs.50001 to ₹ 200000 charges of Rs.15 per transaction.
|
Upto ₹ 50000/- charges of ₹ 5 per transaction,Rs.50001 to ₹ 200000 charges of Rs.15 per transaction.
|
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
Cash Deposit at home location
|
No Free Limit charges applicable
|
No Free Limit charges applicable
|
|
Charges beyond free limits
|
₹ 3/1000
|
₹ 3/1000
|
|
Cash Deposit at Non-Home location
|
No Free Limit charges applicable
|
No Free Limit charges applicable
|
|
Charges beyond free limits
|
₹ 4/1000
|
₹ 4/1000
|
|
Cash Withdrawal at home location
|
Free (only through withdrawal slip upto ₹ 5000/- per txn)
|
Free (only through withdrawal slip upto ₹ 5000/- per txn)
|
|
Cash Withdrawal at Non-Home location
|
Not allowed
|
Free upto ₹ 50,000/- per month, beyond which charges of ₹ 3/1000
|
|
Debit Card Cash Withdrawal txns at metro locations (Other Bank ATMs)
|
Not applicable, only virtual debit card issued
|
3 txns per month
|
|
Debit Card Cash Withdrawal txns at non-metro locations (Other Bank ATMs)
|
Not applicable, only virtual debit card issued
|
5 txns per month
|
|
Charges beyond free limits of ATM withdrawals
|
₹ 20 per txn
|
₹ 20 per txn
|
|
Cash withdrawal outside India (for international cards only)
|
Not applicable, only virtual debit card issued
|
₹ 110/- per transaction
|
|
Balance Inquiry Outside India (for international cards only)
|
Not applicable, only virtual debit card issued
|
₹ 25/- per transactionOTHER
|
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
VISA Virtual Debit Card (can be used online)
|
Free
|
Not applicable
|
|
Rupay/VISA Classic (Charges for issuance, annual fees, re-issuance)
|
Not applicable, only virtual debit card issued
|
₹ 150/-
|
|
VISA Gold (Charges for issuance, annual fees, re-issuance)
|
Not applicable, only virtual debit card issued
|
₹ 350/-
|
|
VISA Platinum (Charges for issuance, annual fees, re-issuance)
|
Not applicable, only virtual debit card issued
|
₹ 500/-
|
|
VISA Signature (Charges for issuance, annual fees, re-issuance)
|
Not applicable, only virtual debit card issued
|
₹ 999/-
|
|
Card Transaction Slip Retrieval charges (for incorrect claims)
|
Not applicable, only virtual debit card issued
|
₹ 250/- per slip
|
|
Stop payment single cheque(free online)
|
Not applicable, No Cheque book will be issued
|
₹ 100/- per cheque
|
|
Stop payment series(free online)
|
Not applicable, No Cheque book will be issued
|
₹ 150/- for series
|
|
Outward cheque return charges for financial reasons
|
₹ 50/- per cheque
|
₹ 50/- per cheque
|
|
Outward cheque return charges for technical reasons
|
NIL
|
NIL
|
|
Inward cheque return charges for financial reasons
|
Not applicable, No Cheque book will be issued
|
Upto 2 cheques ₹ 350/- per cheque, 3-5 cheques ₹ 500, 6th cheque onwards ₹ 750 per cheque
|
|
Inward cheque return charges for technical reasons
|
Not applicable, No Cheque book will be issued
|
NIL
|
|
Standing instructions set up
|
Free
|
Free
|
|
Standing instructions amendment
|
Free
|
Free
|
|
Standing Instructions failure (return)
|
₹ 150/- per return
|
₹ 150/- per return
|
|
ECS / NACH Return due to financial reasons
|
₹ 200/- per return
|
₹ 200/- per return
|
|
SMS Alerts
|
₹ 15 per quarter
|
₹ 15 per quarter
|
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
Balance Certificate Branch (Online Free)
|
₹ 250/- per instance
|
₹ 250/- per instance
|
|
Previous Year balance and interest statement (Free Online)
|
1 free per annum, more than 1 ₹ 300/- per statement
|
1 free per annum, more than 1 ₹ 300/- per statement
|
|
Passbook/Duplicate passbook Issuance
|
Not provided for Half KYC accounts
|
₹ 50/-
|
|
Signature verification certificate / Photo Attestation / Address Confirmation
|
Not provided for Half KYC accounts
|
₹ 50/- per instance
|
|
Duplicate TDS certificate
|
₹ 100/-
|
₹ 100/-
|
|
Duplicate account statement Print (Free Online or on email)
|
₹ 200/-
|
₹ 200/-
|
|
DD / PO revalidation / cancellation
|
Not Applicable since DD cannot be issued
|
₹ 100/-
|
|
Account closure charges
|
NIL
|
NIL
|
|
Account Inactive charges
|
NIL
|
NIL
|
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
Cheque pickup (on call)
|
Not applicable for Half KYC accounts
|
₹ 50 per instance
|
|
Cash pickup Beat (charges per month)
|
|
|
|
Upto ₹ 200000
|
Not applicable for Half KYC accounts
|
₹ 2200/-
|
|
₹ 200000 to ₹ 500000
|
Not applicable for Half KYC accounts
|
₹ 3200/-
|
|
₹ 500000 to ₹ 1000000
|
Not applicable for Half KYC accounts
|
₹ 8000/-
|
|
₹ 1000000 to ₹ 2000000
|
Not applicable for Half KYC accounts
|
₹ 12000/-
|
|
₹ 2000000 above
|
Not applicable for Half KYC accounts
|
Contact Branch
|
|
Cash pickup On call (charges per instance)
|
|
|
|
Upto ₹ 200000
|
Not applicable for Half KYC accounts
|
₹ 150/-
|
|
₹ 200000 to ₹ 500000
|
Not applicable for Half KYC accounts
|
₹ 300/-
|
|
₹ 500000 to ₹ 1000000
|
Not applicable for Half KYC accounts
|
₹ 500/-
|
|
₹ 1000000 to ₹ 2000000
|
Not applicable for Half KYC accounts
|
₹ 800/-
|
|
₹ 2000000 above
|
Not applicable for Half KYC accounts
|
Contact Branch
|
| Selfe-Lite Digital Savings | Selfe Digital Savings (Full KYC) | |
|---|---|---|
|
AGGREGATION OF ALL THE CUSTOMER INDUCED TRANSACTION INCLUDING:
|
|
|
|
Cash / Cheque / RTGS / NEFT / DSB / DD (Excluding Online and ATM Txn)
|
Not applicable
|
3 txns per month
|
|
Charges beyond free limits
|
Not applicable
|
₹ 15/- per transaction
|
|
PAP: Payable At Par
|
NA: Not Applicable
|
|
SA: Savings Account
|
CA: Current Account
|
