Basic and Small Savings Account

                                                                                                                                       Apply Now

No Balance requirement, free RuPay debit card. That's only the beginning of every awesome service we offer!

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    Average Monthly Balance is NIL

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    No Maintenance Charges

    Debit-icon

    Free RuPay Debit Card

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    Access to ATM's and branches to facilitate withdrawals

    cheque-icon

    Cheque Clearing/NEFT/
    Net Banking/Mobile Banking add to your delight

    Favorite-icon

    Your Favorite Number can now be your Bank Account Number

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    Nomination facility available

Savings Account Interest Rate w.e.f. 20th January, 2024

Daily Closing Balance Rate Slab
Up to ₹ 1 lakh 3.50%
Above ₹ 1 lakh and upto ₹ 5 lakhs 5.00%
Above ₹ 5 lakhs and upto ₹ 25 Crs 7.00%
Above ₹ 25 Crs 7.80%

Interest will be calculated on the daily closing balance of the account

Interest will be paid on quarterly basis by direct credit in the savings account

Slabs rates are applicable on the incremental amount based on the closing balance

​Please read all terms and conditions - April 2020

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Charges

Schedule of charges for Savings Accounts w.e.f 1st June 2020.

AMB/AQB/CHEQUE BOOK
AQB NIL
Non-maintenance charges NA
Grouping With Family Accounts Or Business
Current Account Grouping NA
Savings Account Grouping NA
Cheque book (PAP cheque book of 25 leafs) NA
Collections
Local cheque clearing Free
Outstation cheque collection charges at bank location Up to ₹ 5000-Charge of ₹ 25,Above ₹ 5000 and up to and including ₹ 10,000 - Charge of ₹ 50, Above ₹ 10,000 and up to including ₹ 1,00,000 - Charge of ₹ 100, Above ₹ 1,00,000-
Outstation cheque collection charges at non-bank location Up to ₹ 5000-Charge of ₹ 25,Above ₹ 5000 and up to and including ₹ 10,000 - Charge of ₹ 50, Above ₹ 10,000 and up to including ₹ 1,00,000 - Charge of ₹ 100, Above ₹ 1,00,000-
RTGS Inward / NEFT Inward / IMPS Inward Free
Payments
No. of free Demand Draft and payorder at branch locations Nil
Charges beyond free limits ₹50 per DD
Demand Draft at non-branch locations ₹100 per DD
PAP cheque payment Free
RTGS and NEFT outward (free online)

NEFT:Upto ₹ 10,000/- ₹ 2.5, From ₹ 10001 to ₹ 1,00,000: ₹ 5, From ₹ 1,00,000 to ₹2,00,000: ₹ 15, Above ₹ 2,00,000:₹ 25.

RTGS: From ₹ 2,00,000 to ₹ 5,00,000: ₹ 25, Greater than ₹ 5,00,000: ₹ 50 

IMPS outward  Free
Cash Charges
Cash deposit at home location Free
Charges beyond free limits NA
Cash deposit at non-home location Free
Cash withdrawal at home location 5 Txn free per moth beyond which charges of ₹20 per transaction
Cash withdrawal at non-home location 5 Txn free per moth beyond which charges of ₹20 per transaction
Cash deposit /withdrawal through BC 5 Txn free per moth beyond which charges of ₹20 per transaction
Cash withdrawal using debit Card at metro location (other ATMs) 4
Cash withdrawal using debit card at non-metro location (other ATMs) 5
Charges beyond free limits of ATM withdrawals NA
Other Charges
RuPay Classic Debit Card Free
Other Debit Cards NA
Stop payment single cheque (free online) ₹ 100 per cheque
Stop payment series (free online) ₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons ₹ 50 per cheque
Outward cheque return charges for technical reasons Free
Inward cheque return charges for financial reasons Up to 2 cheques ₹ 350 per cheque, 3-5 cheques ₹ 500,6th cheque onwards ₹ 750 per cheque
Inward cheque return charges for technical reasons NIL
Standing instructions set up ₹ 25 per instance
Standing instructions amendment Free
Standing Instructions failure (return) NA
ECS / NACH return due to financial reasons NA
SMS alerts Free
Certificate And Report Issuance
Balance Certificate Branch (online free) ₹ 250 per instance
Previous year balance and interest statement (online free) Free
Passbook issuance Free
Duplicate passbook issuance NA
Signature verification certificate ₹ 50 per instance
Photo attestation / Address confimation ₹ 50 per instance
Duplicate TDS certificate 100
Duplicate account statement Print (free online or on email) 200
DD / PO revalidation/cancellation 100
Account closure charges NIL
Account inactive charges NIL

 

No. of Transactions

Aggregation of all the customer induced transaction including:

Cheque / RTGS /NEFT / IMPS / DSB / DD 5 txns free per month
Charges beyond free limits ₹ 15 per transaction over and above the individual transaction limits

Available on request at select locations only. Taxes as applicable will be additional.

PAP: Payable At Par NA: Not Applicable
SA: Savings Account CA: Current Account