Basic and Small Savings Account
No Balance requirement, free RuPay debit card. That's only the beginning of every awesome service we offer!
Features
Average Monthly Balance is NIL
No Maintenance Charges
Free RuPay Debit Card
Access to ATM's and branches to facilitate withdrawals
Cheque Clearing/NEFT/
Net Banking/Mobile Banking add to your delightYour Favorite Number can now be your Bank Account Number
Nomination facility available
Savings Account Interest Rate w.e.f. 23rd November, 2023
Daily Closing Balance | Rate Slab |
---|---|
Up to ₹ 1 lakh | 3.50% |
Above ₹ 1 lakh and upto ₹ 5 lakhs | 5.00% |
Above ₹ 5 lakhs and upto ₹ 50 Crs | 7.00% |
Above ₹ 50 Crs | 7.80% |
Interest will be calculated on the daily closing balance of the account
Interest will be paid on quarterly basis by direct credit in the savings account
Slabs rates are applicable on the incremental amount based on the closing balance
Please read all terms and conditions - April 2020

Charges
Schedule of charges for Savings Accounts w.e.f 1st June 2020.
- AMB/AQB/CHEQUE BOOK
-
AQB NIL Non-maintenance charges NA - Grouping With Family Accounts Or Business
-
Current Account Grouping NA Savings Account Grouping NA Cheque book (PAP cheque book of 25 leafs) NA - Collections
-
Local cheque clearing Free Outstation cheque collection charges at bank location Free Outstation cheque collection charges at non-bank location Free RTGS Inward / NEFT Inward / IMPS Inward Free - Payments
-
No. of free Demand Draft and payorder at branch locations Free Charges beyond free limits NA Demand Draft at non-branch locations Free PAP cheque payment Free RTGS and NEFT outward (free online) Free IMPS outward Free - Cash Charges
-
Cash deposit at home location Free Charges beyond free limits NA Cash deposit at non-home location Free Cash withdrawal at home location Free Cash withdrawal at non-home location Free Cash deposit /withdrawal through BC Free Cash withdrawal using debit Card at metro location (other ATMs) Free Cash withdrawal using debit card at non-metro location (other ATMs) Free Charges beyond free limits of ATM withdrawals NA - Other Charges
-
RuPay Classic Debit Card Free Other Debit Cards NA Stop payment single cheque (free online) Free Stop payment series (free online) Free Outward cheque return charges for financial reasons Free Outward cheque return charges for technical reasons Free Inward cheque return charges for financial reasons Free Inward cheque return charges for technical reasons NIL Standing instructions set up Free Standing instructions amendment Free Standing Instructions failure (return) NA ECS / NACH return due to financial reasons NA SMS alerts Free - Certificate And Report Issuance
-
Balance Certificate Branch (online free) Free Previous year balance and interest statement (online free) Free Passbook issuance Free Duplicate passbook issuance NA Signature verification certificate NA Photo attestation / Address confimation NA Duplicate TDS certificate NA Duplicate account statement Print (free online or on email) NA DD / PO revalidation/cancellation NA Account closure charges NIL Account inactive charges NIL - No. of Transactions
-
Aggregation of all the customer induced transaction including:
Cheque / RTGS /NEFT / IMPS / DSB / DD NA Charges beyond free limits NA
Available on request at select locations only. Taxes as applicable will be additional.
PAP: Payable At Par | NA: Not Applicable |
SA: Savings Account | CA: Current Account |