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My Savings
This savings account is intended to help you save small amount of money on regular intervals and help you to earn interest. Save and Earn!

My Savings

An account specially designed for saving your hard earned money.

Features features

AQB of ₹ 1000
Payable at Par Cheque book
Free passbook for easy reconciliation
Multiple touch points like Branch/ATM for easy transactions
Savings Account Interest Rate w.e.f. 8th February, 2017
Savings account interest rate
Daily Closing Balance
Rate Slab
Upto ₹ 10 lakh
6.00%
₹ 10 lakh and above
6.50%

Interest will be calculated on the daily closing balance of the account

Interest will be paid on quarterly basis by direct credit in the savings account

Slabs rates are applicable on the incremental amount based on the closing balance

Please read all terms and conditions

features Charges

Schedule of Charges for Savings Accounts w.e.f September 2016
AQB
₹ 1000/-
Non Maintenance Charges
₹ 200/- per quarter
Current Account Grouping
NA
Savings Account Grouping
NA
Above Free Cheque book
Free Cheque book (PAP cheque book of 10 leafs)
NIL
Charges beyond free limits
₹ 2 per leaf
Local Cheque clearing
Free
Outstation cheque collection charges at bank location
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 ad upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
Outstation cheque collection charges at non-bank location
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 ad upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
RTGS Inward
Free
NEFT Inward
Free
IMPS Inward
Free
Foreign inward remittance
Free
Demand Draft and Payorder at branch locations
NIL
Charges beyond free limits
₹ 50 per DD
Demand Draft at non-branch locations
₹ 100 per DD
PAP Cheque payment
Free
RTGS and NEFT Outward (Free online)
Upto ₹ 10000/- (NEFT) ₹ 2.5, From ₹ 10001 to ₹ 100000 (NEFT): ₹ 5, From ₹ 100001 to ₹ 200000 (NEFT): ₹ 15, From ₹ 200001 to ₹ 500000 (NEFT/RTGS): ₹ 25, Greater than ₹ 500000 (NEFT/RTGS): ₹ 50.
IMPS Outward
₹ 5 per transactions
Free Cash Deposit at home location
NIL
Charges beyond free limits
₹ 3/1000
Free Cash Deposit at Non-Home location
NIL
Charges beyond free limits
₹ 4/1000
Cash Withdrawal at home location
Free
Cash Withdrawal at Non-Home location
₹ 3/1000 (max limit of ₹ 50000/- per day)
Debit card cash withdrawal txns at metro location (other ATMs)
3
Debit card cash withdrawal txns at non-metro location (other ATMs)
5
Rupay Debit Card (charges for issuance, annual fees, re-issuance)
₹ 150/-
Platinum Debit Card with chip (Charges for Issuance, Annual Fees, re-issuance)
₹ 550/-
stop payment single cheque
₹ 100/- per chequue
stop payment series
₹ 150/- for a series of 25 cheques
Outward cheque return charges for financial reasons
₹ 50/- per cheque
Outward cheque return charges for technical reasons
NIL
Inward cheque return charges for financial reasons
Upto 2 cheques ₹ 350/- per cheque, 3-5 cheques ₹ 500, 6th cheque onwards ₹ 750 per cheque
Inward cheque return charges for technical reasons
NIL
Standing instructions set up
₹ 25/- per instance
Standing instructions amendment
₹ 25/- per instance
Standing Instructions failure (return)
₹ 200/- per return
ECS Return due to financial reasons
₹ 200/- per return
Balance Certificate Branch (Online Free)
₹ 250/- per insatance
Previous Year balance and interest statement
1 free, more than 1 ₹ 300/- per statement
Passbook Issuance
Free
Duplicate Passbook issuance
₹ 50/-
Signature verification certificate
₹ 50/- per instance
Photo Attestation / Address confirmation
₹ 50/- per instance
Duplicate TDS certificate
₹ 100/-
Duplicate account statement Print (Free Online or on email)
₹ 200/-
DD/PO revalidation/cancellation
₹ 100/-
Account closure charges
NIL
Account Inactive charges
NIL
Cheque pickup
₹ 50 per instance
Cash pickup Beat (charges per month)
Upto ₹ 200000
₹ 2200/-
₹ 200000 to ₹ 500000
₹ 3200/-
₹ 500000 to ₹ 1000000
₹ 8000/-
₹ 1000000 to ₹ 2000000
₹ 12000/-
₹ 2000000 above
Contact Branch
Cash pickup On call (charges per instance)
Upto ₹ 200000
₹ 150/-
₹ 200000 to ₹ 500000
₹ 300/-
₹ 500000 to ₹ 1000000
₹ 500/-
₹ 1000000 to ₹ 2000000
₹ 800/-
₹ 2000000 above
Contact Branch
* Available on request at select locations only
Aggregation of all the customer induced transaction including:
Cash/Cheque/RTGS/NEFT/IMPS/DSB/DD
NIL txns free per month
Charges beyond free limits
₹ 15 per transaction over and above the individual transaction limits
  • Taxes as applicable will be additional
PAP= payable at par
NA: Not Applicable
SA: Savings Account
CA: Current Account