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accounts iconMY SAVINGS

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This savings account is intended to help you save small amount of money on regular intervals and help you to earn interest. Save and Earn!

My Savings

An account specially designed for saving your hard earned money.

Features features

AQB of Rs. 1000
Payable at Par Cheque book
Free passbook for easy reconciliation
Multiple touch points like Branch/ATM for easy transactions
Savings account interest rate
Daily Closing Balance
Rate Slab
Upto Rs. 1 lakh
6.00%
Rs. 1 lakh to Rs. 50 lakhs
6.50%
Rs. 50 lakhs to Rs. 10 crs
7.00%
Rs. 10 crs above
7.50%

Interest will be calculated on the daily closing balance of the account

Interest will be paid on quarterly basis by direct credit in the savings account

Slabs rates are applicable on the incremental amount based on the closing balance

Please read all terms and conditions

features Charges

Schedule of Charges for Savings Accounts w.e.f September 2016
AQB
Rs. 1000/-
Non Maintenance Charges
Rs. 200/- per quarter
Free Cheque book (PAP cheque book of 10 leafs)
NIL
Charges beyond free limits
Rs. 2 per leaf
Local Cheque clearing
Free
Outstation cheque collection charges at bank location
Upto Rs. 5000 charge of Rs. 25, Above 5000 and upto and including Rs. 10,000 charge of Rs. 50/-, Above Rs. 10,000 ad upto including Rs. 100000 charge of Rs. 100/-, Above Rs. 100000 charge of Rs. 150/-
Outstation cheque collection charges at non-bank location
Upto Rs. 5000 charge of Rs. 25, Above 5000 and upto and including Rs. 10,000 charge of Rs. 50/-, Above Rs. 10,000 ad upto including Rs. 100000 charge of Rs. 100/-, Above Rs. 100000 charge of Rs. 150/-
RTGS Inward
Free
NEFT Inward
Free
IMPS Inward
Free
Foreign inward remittance
Free
Demand Draft and Payorder at branch locations
NIL
Charges beyond free limits
Rs. 50 per DD
Demand Draft at non-branch locations
Rs. 100 per DD
PAP Cheque payment
Free
RTGS and NEFT Outward (Free online)
Upto Rs. 10000/- (NEFT) Rs. 2.5, From Rs. 10001 to Rs. 100000 (NEFT): Rs. 5, From Rs. 100001 to Rs. 200000 (NEFT): Rs. 15, From Rs. 200001 to Rs. 500000 (NEFT/RTGS): Rs. 25, Greater than Rs. 500000 (NEFT/RTGS): Rs. 50.
IMPS Outward
Rs. 5 per transactions
Free Cash Deposit at home location
NIL
Charges beyond free limits
Rs. 2/1000
Free Cash Deposit at Non-Home location
NIL
Charges beyond free limits
Rs. 3/1000
Cash Withdrawal at home location
Free
Cash Withdrawal at Non-Home location
Rs. 3/1000 (max limit of Rs. 50000/- per day)
Charges beyond free limits of ATM withdrawals
Rs. 20 per txn
Rupay Debit Card
NA
Platinum Debit Card with chip (Charges for Issuance, Annual Fees, re-issuance)
NA
stop payment single cheque
Rs. 100/- per chequue
stop payment series
Rs. 150/- for a series of 25 cheques
Outward cheque return charges for financial reasons
Rs. 50/- per cheque
Outward cheque return charges for technical reasons
NIL
Inward cheque return charges for financial reasons
Upto 2 cheques Rs. 350/- per cheque, 3-5 cheques Rs. 500, 6th cheque onwards Rs. 750 per cheque
Inward cheque return charges for technical reasons
NIL
Standing instructions set up
Rs. 25/- per instance
Standing instructions amendment
Rs. 25/- per instance
Standing instructions execution
NIL
Standing Instructions failure (return)
Rs. 200/- per return
ECS Return due to financial reasons
Rs. 200/- per return
Balance Certificate Branch (Online Free)
Rs. 250/- per insatance
Previous Year balance and interest statement
1 free, more than 1 Rs. 300/- per statement
Passbook Issuance
Free
Duplicate Passbook issuance
Rs. 200/-
Signature verification certificate
Rs. 50/- per instance
Photo Attestation
Rs. 50/- per instance
Address Confimation
Rs. 50/- per instance
Duplicate TDS certificate
Rs. 100/-
Duplicate account statement Print (Free Online or on email)
Rs. 200/-
DD/PO revalidation/cancellation
Rs. 100/-
Account closure charges
NIL
Account Inactive charges
NIL
Cheque pickup
Rs. 50 per instance
Cash pickup Beat (charges per month)
Upto Rs. 200000
Rs. 2200/-
Rs. 200000 to Rs. 500000
Rs. 3200/-
Rs. 500000 to Rs. 1000000
Rs. 8000/-
Rs. 1000000 to Rs. 2000000
Rs. 12000/-
Rs. 2000000 above
Contact Branch
Cash pickup On call (charges per instance)
Upto Rs. 200000
Rs. 150/-
Rs. 200000 to Rs. 500000
Rs. 300/-
Rs. 500000 to Rs. 1000000
Rs. 500/-
Rs. 1000000 to Rs. 2000000
Rs. 800/-
Rs. 2000000 above
Contact Branch
* Available on request at select locations only
Aggregation of all the customer induced transaction including:
Cash/Cheque/RTGS/NEFT/IMPS/DSB/DD
NIL txns free per month
Charges beyond free limits
Rs. 15 per transaction over and above the individual transaction limits
  • Taxes as applicable will be additional
PAP= payable at par
NA: Not Applicable
SA: Savings Account
CA: Current Account