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accounts iconRURAL

savings
The account that supports your business and provides you with solution for all your banking needs.

Rural Current

Transactions within the city or anywhere across the country, Equitas Rural Current Account provides you all.

Features features

AQB is as low as Rs.1500.
One multi-city cheque book free / Half year.
6 demand drafts free per month
Free Rupay Debit Card

features Charges

Schedule of Charges for Current Accounts w.e.f September 2016
AQB
Rs. 1500/-
Non Maintenance Charges
If AQB is >50% but <100% Rs. 500/- per Quarter, if AQB is <=50% of the requirement Rs. 800/- per Quarter
Cheque book (PAP cheque book of 25 leafs)
1 cheque book free per half year
Charges beyond free limits
Rs. 2 per leaf
Local Cheque clearing
Free
Outstation cheque collection charges at bank location
2 cheque deposits free per month, charges beyond, Upto Rs. 5000 charge of Rs. 25, Above 5000 and upto and including Rs. 10,000 charge of Rs. 50/-, Above Rs. 10,000 and upto including Rs. 100000 charge of Rs. 100/-, Above Rs. 100000 charge of Rs. 150/-
Outstation cheque collection charges at non-bank location
2 cheques per month, charges beyond, Upto Rs. 5000 charge of Rs. 25, Above 5000 and upto and including Rs. 10,000 charge of Rs. 50/-, Above Rs. 10,000 and upto including Rs. 100000 charge of Rs. 100/-, Above Rs. 100000 charge of Rs. 150/-
RTGS Inward
Free
NEFT Inward
Free
IMPS Inward
Free
Demand Draft and Payorder at branch locations
Free upto 4 DD's per month
Charges beyond free limits
Rs. 50 per DD.
Demand Draft at non-branch locations
Rs. 100 per DD
PAP Cheque payment
Free
RTGS and NEFT Outward (Free online)
Upto Rs. 10000/- (NEFT) Rs. 2.5, From Rs. 10001 to Rs. 100000 (NEFT): Rs. 5, From Rs. 100001 to Rs. 200000 (NEFT): Rs. 15, From Rs. 200001 to Rs. 500000 (NEFT/RTGS): Rs. 25, Greater than Rs. 500000 (NEFT/RTGS): Rs. 50.
IMPS Outward
Free
Cash Deposit at home location
10 times of the previous month AMB, Maximum of Rs. 100000/- per month
Charges beyond free limits
Rs. 3/1000
Cash Deposit at Non-Home location
Rs. 10000/- per month
Charges beyond free limits
Rs. 4/1000
Cash Withdrawal at home location
Free
Cash Withdrawal at Non-Home location
Free
Debit card cash withdrawal transactions at metro locations other ATMs
NIL
Debit card cash withdrawal transactions at non-metro locations other ATMs
NIL
Charges beyond free limits of ATM withdrawals
Rs. 20 per txn
Rupay Debit Card (Charges for Issuance, Annual Fees, re-issuance)
Rs. 150/-
Platinum Debit Card with chip (Charges for Issuance, Annual Fees, re-issuance)
Rs. 550/-
stop payment single cheque
Rs. 100/- per chequue
stop payment series
Rs. 150/- for a series of 25 cheques
Outward cheque return charges for financial reasons
Rs. 50/- per cheque
Outward cheque return charges for technical reasons
NIL
Inward cheque return charges for financial reasons
Upto 2 cheques Rs. 350/- per cheque, 3-5 cheques Rs. 500, 6th cheque onwards Rs. 750 per cheque
Inward cheque return charges for technical reasons
NIL
Standing instructions set up
Rs. 25/- per instance
Standing instructions amendment
Rs. 25/- per instance
Standing instructions execution
NIL
Standing Instructions failure (return)
Rs. 150/- per return
ECS Return due to financial reasons
Rs. 200/- per return
Balance Certificate Branch (Online Free)
Rs. 250/- per instance
Previous Year balance and interest statement (Free Online)
1 free, more than 1 Rs. 300/- per statement
Signature verification certificate
Rs. 50/- per instance
Photo Attestation
Rs. 50/- per instance
Address Confimation
Rs. 50/- per instance
Duplicate TDS certificate
Rs. 100/-
Duplicate account statement Print (Free Online or on email)
Rs. 200/-
DD/PO revalidation/cancellation
Rs. 100/-
Account closure charges
NIL
Account Inactive charges
NIL
Cheque pickup
Rs. 50 per instance
Cash pickup Beat (charges per month)
Upto Rs. 200000
Rs. 2200/-
Rs. 200000 to Rs. 500000
Rs. 3200/-
Rs. 500000 to Rs. 1000000
Rs. 8000/-
Rs. 1000000 to Rs. 2000000
Rs. 12000/-
Rs. 2000000 above
Contact Branch
Cash pickup On call (charges per instance)
Upto Rs. 200000
Rs. 150/-
Rs. 200000 to Rs. 500000
Rs. 300/-
Rs. 500000 to Rs. 1000000
Rs. 500/-
Rs. 1000000 to Rs. 2000000
Rs. 800/-
Rs. 2000000 above
Contact Branch
* Available on request at select locations only
  • Taxes as applicable will be additional
PAP= payable at par
NA: Not Applicable
SA: Savings Account
CA: Current Account