FD Rates Savings

9.55% * p.a

For Senior Citizens Know More
Upto

6.5% * p.a

Know More
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savings
Elevate your Banking experience with Equitas. We at Equitas have gone that extra mile to ensure that our products suit your needs, are hassle-free, digital, and easily accessible.

Regular Savings Account (Applicable for Accounts opened from 1st November 2018)

Regular savings account with added benefits. A perfect balance of savings to spends. Access your account 24x7 using our Internet or Mobile Banking.

Features features

AQB of ₹ 10000
One multicity cheque of 25 leafs free per quarter
Spend more, Save more using Debit Card
FD in Lieu of AQB ₹50,000
Savings Account Interest Rate w.e.f. 15th June, 2018
Savings account interest rate
Daily Closing Balance
Rate Slab
Upto ₹ 10 lakh
6.00%
Above ₹ 10 lakh and upto ₹ 5 Crores
6.50%
Above ₹ 5 Crores
Please contact branch

Interest will be calculated on the daily closing balance of the account

Interest will be paid on quarterly basis by direct credit in the savings account

Slabs rates are applicable on the incremental amount based on the closing balance

Please read all terms and conditions

features Charges

Schedule of Charges for Savings Accounts w.e.f November 2018
AQB (50% for Semi-urban and Rural areas)
₹ 10000
AQB non-maintenance charges
If AQB is >50% but <100% ₹ 600/- per quarter, if AQB is <=50% of the requirement ₹ 900/- per quarter
Tenure of the FD should be at least 1 year & above
₹ 30,000/-
Spend with your platinum debit card at POS or online and get AQB waiver
₹ 9999 (per month)
Current Account Grouping
Can be grouped to Current Account of equal or higher value
Savings Account Grouping
Can be grouped to Savings Account of higher value
Group AQB for Savings Grouping
As per the value of the grouping
Savings Group AQB Non-maintenance Charges to be debited from each account
As per the value of the grouping
Cheque book (PAP cheque book of 25 leafs) limit
1 cheque book free per Quarter
Charges beyond free limits
₹ 2 per leaf
Local Cheque clearing
Free
Outstation cheque collection charges at bank location
Outstation cheque collection charges at non-bank location
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 ad upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of
₹ 150/-
RTGS Inward
Free
NEFT Inward
Free
IMPS Inward
Free
Foreign inward remittance
Free
Demand Draft and Payorder at branch locations
Free upto 3 DDs per month
Charges beyond free limits
₹ 50 per DD
Demand Draft at non-branch locations
₹ 100 per DD
PAP Cheque payment
Free
RTGS and NEFT Outward (Free online)
NEFT: Upto ₹ 10000/- ₹ 2.5, From ₹ 10001 to ₹ 100000 : ₹ 5, From ₹ 100000 to ₹ 200000 : ₹ 15, Above ₹ 200000 : ₹ 25
RTGS: From ₹ 200000 to ₹ 500000 : ₹ 25, Greater than ₹ 500000 : ₹ 50
IMPS Outward
Part of aggregated transactions per month as mentioned below
Cash deposit at home location
Free Upto ₹ 1,00,000 per month
Charges beyond free limits
₹ 3/1000
Cash deposit at Non-Home location
NIL
Charges beyond free limits
₹ 4/1000
Cash withdrawal at home location
Free
Cash withdrawal at Non-Home location
₹ 4/1000
Debit Card Cash withdrawal using Debit Card at metro location at other ATMs
3
Debit Card Cash withdrawal using Debit Card at non-metro location at other ATMs
5
Charges beyond free limits of ATM withdrawals
₹ 20 per transaction
RuPay / VISA Classic Debit Card(Charges for Issuance, Annual Fees, Re-Issuance)
₹ 150/-
Rupay Platinum Debit Card with chip (Charges for issuance, annual fees, re-issuance)
₹ 550/-
VISA Gold Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 350/-
VISA Platinum Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 500/-
VISA Signature Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 999/-
Stop payment single cheque
₹ 100/- per cheque
Stop payment series
₹ 150/- for a series of 25 cheques
Outward cheque return charges for financial reasons
₹ 50/- per cheque
Inward cheque return charges for financial reasons
₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3 to 5 cheques, Rs 750 per cheque 6th cheque onwards
Inward / Outward cheque return charges for technical reasons
NIL
Standing instructions set up / Standing instructions amendment
₹ 25/- per instance
Standing Instructions failure (return)
₹ 150/- per return
ECS / NACH Return due to financial reasons
₹ 200/- per return
SMS Alerts
₹ 15 per quarter
Balance Certificate Branch (Online Free)
₹ 250/- per instance
Previous Year balance and interest statement (Free Online)
1 free per annum, more than 1 ₹ 300/- per statement thereafter
Passbook Issuance
Free
Duplicate Passbook issuance
₹ 50/-
Signature verification certificate
₹ 50/- per instance
Photo Attestation
₹ 50/- per instance
Address Confimation
₹ 50/- per instance
Duplicate TDS certificate
₹ 100/-
Duplicate account statement Print (Free Online or on email)
₹ 200/-
DD/PO revalidation/cancellation
₹ 100/-
Account closure charges
NIL
Account Inactive charges
NIL
Cheque pickup (on call)
₹ 50 per instance
Cheque pickup Beat (per month)
₹ 300
Cash pickup beat (charges per month)
Upto ₹ 200000
₹ 2200/-
₹ 200000 to ₹ 500000
₹ 3200/-
₹ 500000 to ₹ 1000000
₹ 8000/-
₹ 1000000 to ₹ 2000000
₹ 12000/-
₹ 2000000 above
Contact Branch
Cash pickup on call (charges per instance)
Upto ₹ 200000
₹ 150/-
₹ 200000 to ₹ 500000
₹ 300/-
₹ 500000 to ₹ 1000000
₹ 500/-
₹ 1000000 to ₹ 2000000
₹ 800/-
₹ 2000000 above
Contact Branch
* Available on request at select locations only
Aggregation of all the customer induced transaction including:
Cash/ Cheque/ RTGS/ NEFT/ DSB/ DD/ IMPS
(Excluding Online and ATM Txn, but including IMPS)
8 transaction free per month
Charges beyond free limits
₹ 15 per transaction over and above the individual transaction limits
  • Taxes as applicable will be additional
PAP: Payable At Par
NA: Not Applicable
SA: Savings Account
CA: Current Account