FD Rates Savings

9.55% * p.a

For Senior Citizens Know More
Upto

6.5% * p.a

Know More
8880036666

accounts iconSalary

Salary
Elevate your Banking experience with Equitas. We at Equitas have gone that extra mile to ensure that our products suit your needs, are hassle-free, Digital, and Easily Accessible.

Premium Salary Account

Seed your savings today and let the money grow. Simple savings, attractive interest rates and easy to access.

Features features

Waiver of Balance Maintenance
Grouping of One Family Member Account
Free RuPay Debit Card
Unlimited Transactions at Other Bank ATM
Savings Account Interest Rate
Daily Closing Balance
Rate Slab
Upto ₹ 10 lakh
6.00%
Above ₹ 10 lakh and upto ₹ 5 Crores
6.50%
Above ₹ 5 Crores
Please contact branch

Interest will be calculated on the daily closing balance of the account

Interest will be paid on quarterly basis by direct credit in the savings account

Slabs rates are applicable on the incremental amount based on the closing balance

Please read all terms and conditions

features Charges

Schedule of Charges for Savings Accounts w.e.f September 2016
AQB (Required)
NIL
AQB non-maintenance charges
NA
Savings Account Grouping
Can group one family member account for same variant
Group AQB for Savings Grouping
Waiver as per salary account
Cheque book (PAP cheque book of 25 leaves)
2 cheque book free per quarter
Charges beyond free limits
₹ 2 per leaf
Local cheque clearing
Free
Outstation cheque collection charges at bank location
Free
Outstation cheque collection charges at non-bank location
Free
RTGS inward
Free
NEFT inward
Free
IMPS inward
Free
Foreign inward remittance
Free
Demand Draft and Payorder at branch locations
Free
Charges beyond free limits
₹ 50 per DD
Demand Draft at non-branch locations
₹ 100 per DD
PAP cheque payment
Free
RTGS and NEFT outward at branch (free online)
Up to ₹ 10000 (NEFT): ₹ 2.5, From ₹ 10001 to ₹ 100000 (NEFT): ₹ 5, From ₹ 100001 to ₹200000 (NEFT): ₹ 15, From ₹ 200001 to ₹ 500000 (NEFT / RTGS): ₹ 25, Greater than ₹ 500000 (NEFT / RTGS): ₹ 50
IMPS outward
Free
Cash Deposit limit at home location
5 times the previous month’s AMB or ₹ 1,25,000 per month whichever is lower
Charges beyond free limits
₹ 3/1000
Cash Deposit limit at non-home location
₹ 50000 per month
Charges beyond free limits
₹ 4/1000
Cash Withdrawal at home location
Free
Cash Withdrawal at non-home location
₹ 4/1000
Debit Card Cash Withdrawal txns at metro locations (other ATMs)
Free
Debit Card Cash Withdrawal txns at non-metro location (other ATMs)
Free
Charges beyond free limits of ATM withdrawals
NIL
Rupay / VISA Classic Debit Card (Charges for Issuance, annual fees, re-issuance)
Free
Rupay Platinum Debit Card with chip (Charges for issuance, annual fees, re-issuance)
₹ 550
VISA Gold Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 350
VISA Platinum Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 500
VISA Signature Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 999
Stop payment single cheque
₹ 100 per cheque
Stop payment series
₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons
₹ 50 per cheque
Outward cheque return charges for technical reasons
NIL
Inward cheque return charges for financial reasons
₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
Inward cheque return charges for technical reasons
NIL
Standing instructions set up
Free
Standing instructions amendment
Free
Standing Instructions failure (return)
₹ 150 per return
ECS return due to financial reasons
₹ 200 per return
SMS alerts
₹ 15 per quarter
Balance Certificate at Branch (online free)
₹ 250 per instance
Previous year balance and interest statement (free online)
1 free per annum, ₹ 300 per statement thereafter
Passbook Issuance
Free
Duplicate Passbook issuance
₹ 50
Signature verification certificate
₹ 50 per instance
Photo attestation / Address confirmation
₹ 50 per instance
Duplicate TDS certificate
₹ 100
Duplicate account statement print (free online or on email)
₹ 200
DD / PO revalidation / cancellation
₹ 100
Account closure charges
NIL
Account inactive charges
NIL
Cheque pickup
₹ 50 per instance
Cheque pickup beat (Per month)
₹ 300
Cash pickup beat (charges per month)
Up to ₹ 200000
₹ 2200
₹ 200000 to ₹ 500000
₹ 3200
₹ 500000 to ₹ 1000000
₹ 8000
₹ 1000000 to ₹ 2000000
₹ 12000
Above ₹ 2000000
Contact Branch
Cash pickup on call (charges per instance)
Up to ₹ 200000
₹ 150
₹ 200000 to ₹ 500000
₹ 300
₹ 500000 to ₹ 1000000
₹ 500
₹ 1000000 to ₹ 2000000
₹ 800
Above ₹ 2000000
Contact Branch
* Available on request at select locations only
Aggregation of all the customer induced transactions including:
Cash / Cheque / RTGS / NEFT / DSB / DD / IMPS (Excluding Online and ATM Txn)
Free
Charges beyond free limits
NIL
  • Taxes as applicable will be additional
PAP: Payable At Par
NA: Not Applicable
SA: Savings Account
CA: Current Account