FD Rates Savings
Upto

7.35 % * p.a

Interest on FD for 888 days Know More
Upto

7% * p.a

Interest Rate (balance between 1 lakh to 5crs) Know More
1800-103-1222

accounts iconCorporate Salary Account

Salary
Corporates and their employees can experience exclusive benefits with our Salary Accounts. Our accounts are designed exclusively to meet your day to day banking requirements, give you the best of benefits when you save /invest and transact.

Preferred Salary Account

A Savings Account designed for Corporate employees with no average balance requirement and other advantages.

Featuresfeatures

No average balance requirement and no maintenance charges
Attractive Interest Rates on Savings
Insurance Coverage benefit with Group Personal Accident Cover of 2.5 LK*
IHO Health Card offered with combined benefit of Rs. 4500*.
Attractive Reward Points for every Rs. 200/- towards POS/E-com/Bill Payment transaction.
8 Movie vouchers of Rs. 150/-* each, when you invest in RD or SIP
* T & C Apply
Savings Account Interest Rate w.e.f. 10th June, 2020
Savings Account Interest Rate
Daily Closing Balance
Rate Slab
Up to ₹ 1 lakh
3.50%
Above ₹ 1 lakh and up to ₹ 5 crs
7.00%
Above ₹ 5 crs and up to ₹ 30 crs
7.25%
Above ₹ 30 crs and up to ₹ 50 crs
7.50%
Above ₹ 50 crs
Contact Branch

Interest will be calculated on the daily closing balance of the account

Interest will be paid on the quarterly basis by direct credit in the savings account

Slabs rates are applicable on the incremental amount based on the closing balance

Please read all terms and conditions

features Charges

Schedule of Charges for Savings Accounts w.e.f 1st June 2020.
Average Monthly Balance (AMB)
NIL
AMB non-maintenance charges
NO CHARGES APPLICABLE
Savings Account Grouping
Can group Regular family members accounts
Cheque book
Free 15 leaves per quarter
Charges beyond free limits
₹ 2 per leaf
Local cheque clearing
Free
Outstation cheque collection charges at bank location
Outstation cheque collection charges at non-bank location
Up to ₹ 5000 – Charge of ₹ 25, Above 5000 and up to and including ₹ 10,000 – Charge of ₹ 50, Above ₹ 10,000 and up to including ₹ 100000 – Charge of ₹ 100, Above ₹ 100000 – Charge of ₹ 150
RTGS / NEFT / IMPS inward
Free
Foreign inward remittance
Free
Demand Draft and Payorder at branch locations
Free upto 15 DDs a quarter drawn on ESFB location
Charges beyond free limits
₹ 50 per DD
Demand Draft at non Equitas Bank branch locations
₹ 100 per DD
PAP cheque payment
Free
RTGS and NEFT outward at branch (free online)
NEFT : Upto ₹ 10000/- ₹ 2.25, From ₹ 10001 to ₹ 100000 : ₹ 4.5, From ₹ 100000 to ₹ 200000 : ₹ 14.5, Above ₹ 200000 : ₹ 24.5. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 20, Greater than ₹ 500000 : ₹ 40.
IMPS Outward (per day limit of Rs 2 lacs)
Free
Combined Cash Deposit limit (home and non home)
5 transactions free upto ₹ 200,000
Charges beyond free limits
₹ 3/1000
Combined Cash withdrawal limit (home and non home)
Free unlimited
Debit Card Cash Withdrawal TXNs at metro/urban location other ATMs
3
Debit Card Cash Withdrawal TXNs at semi urban/rural location other ATMs
5
Charges beyond free limits of ATM withdrawals
₹ 20 per txn
Cash withdrawal outside India
₹ 110/- per transaction
Balance Inquiry Outside India
₹ 25/- per transaction
Visa International Classic - Preferred (issuance, annual fees)
Free
ATM withdrawal limit
₹ 50,000 per day
POS/E commerce limit
₹ 100,000 per day
Card Transaction Slip Retrieval charges
₹ 250/- per slip
Stop payment single cheque
₹ 100 per cheque
Stop payment series
₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons
₹ 50 per cheque
Outward cheque return charges for technical reasons
NIL
Inward cheque return charges for financial reasons
Upto 2 cheques ₹350/- per cheque, 3-5 cheques ₹500, 6th cheque onwards ₹750 per cheque
Inward cheque return charges for technical reasons
NIL
Standing instructions set up/Amendment (Free for RD/SIP/Bill Payment)
₹ 25 per instance
Standing instructions failure (return)
₹ 150 per return
ECS Return due to financial reasons
₹ 200 per return
SMS alerts
Free
Balance Certificate at Branch (online free)
₹ 250 per instance
Previous year balance and interest statement (free online)
1 free per annum, more than 1 ₹ 300/- per statement
Passbook issuance
Free
Signature verification certificate / Photo attestation / Address confirmation
₹ 50 per instance
Duplicate TDS certificate
₹ 100
Duplicate account statement print (free online or on email)
₹ 50
DD / PO revalidation / cancellation
₹ 100
Account closure charges if closed on customer request after 15 days of account opening and before completing 6 months.
₹ 500
Account inactive charges
NIL
Cheque pickup
₹ 50 per instance
Cash pickup beat (charges per month)
Upto ₹ 200000
₹ 2200
₹ 200000 to ₹ 500000
₹ 3200
₹ 500000 to ₹ 1000000
₹ 8000
₹ 1000000 to ₹ 2000000
₹ 12000
Above ₹ 2000000
Contact Branch
Cash pickup on call (charges per instance)
Upto ₹ 200000
₹ 150
₹ 200000 to ₹ 500000
₹ 300
₹ 500000 to ₹ 1000000
₹ 500
₹ 1000000 to ₹ 2000000
₹ 800
Above ₹ 2000000
Contact Branch
  • Available on request at select locations only. Taxes as applicable will be additional.
PAP: Payable At Par
NA: Not Applicable
SA: Savings Account
CA: Current Account