FD Rates Savings

8.3% * p.a

0.60% Extra For Senior Citizens Know More
Upto

7.5% * p.a

Know More
1800-103-1222

accounts iconMy Savings

My Savings
Elevate your Banking experience with Equitas. We at Equitas have gone that extra mile to ensure that our products suit your needs, are hassle-free, digital, and easily accessible.

My Savings

An account specially designed for saving your hard earned money.

Features features

AMB (Zero)
Free passbook for easy reconciliation
Multiple touch points like Branch/ATM for easy transactions
Your Favorite Number can now be your Bank Account Number
Savings Account Interest Rate w.e.f. 8th July, 2019
Savings account interest rate
Daily Closing Balance
Rate Slab
Up to ₹ 1 lakh
5.00%
Above ₹ 1 lakh and up to ₹ 10 lakh
6.00%
Above ₹ 10 lakhs and up to ₹ 1 crs
6.50%
Above ₹ 1 cr and up to ₹ 5 crs
7.00%
Above ₹ 5 crs and up to ₹ 30 crs
7.25%
Above ₹ 30 crs and up to ₹ 50 crs
7.50%
Above ₹ 50 crs
Contact Branch

Interest will be calculated on the daily closing balance of the account

Interest will be paid on quarterly basis by direct credit in the savings account

Slabs rates are applicable on the incremental amount based on the closing balance

Please read all terms and conditions

features Charges

Schedule of Charges for Savings Accounts w.e.f April 1st 2019.
AMB
Nil (Zero)
Non-maintenance charges
Not Applicable
Free cheque book (PAP cheque book of 10 leaves)
Not Applicable
Local Cheque clearing
Free
Outstation cheque collection charges at bank location
Up to ₹ 5000 – Charge of ₹ 25, Above ₹ 5000 and up to and including ₹ 10,000 – Charge of ₹ 50, Above ₹ 10,000 and up to including ₹ 100000 – Charge of ₹ 100, Above ₹ 100000 – Charge of ₹ 150
Outstation cheque collection charges at non-bank location
Up to ₹ 5000 – Charge of ₹ 25, Above ₹ 5000 and up to and including ₹ 10,000 – Charge of ₹ 50, Above ₹ 10,000 and up to including ₹ 100000 – Charge of ₹ 100, Above ₹ 100000 – Charge of ₹ 150
RTGS inward / NEFT inward / IMPS inward
Free
Foreign inward remittance
Free
Demand Draft and payorder at branch locations
No Free Transactions
Charges beyond free limits
₹ 50 per DD
Demand Draft at non-branch locations
₹ 100 per DD
PAP cheque payment
Free
RTGS and NEFT outward at branch (Free online)
NEFT : Upto ₹ 10000/- ₹ 2.25, From ₹ 10001 to ₹ 100000 : ₹ 4.5, From ₹ 100000 to ₹ 200000 : ₹ 14.5,Above ₹ 200000 : ₹ 24.5. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 20, Greater than ₹ 500000 : ₹ 40.
IMPS outward (per day limit of ₹ 2,00,000/-)
Upto ₹ 50000/- charges of ₹ 5 per transaction, ₹ 50001 to ₹ 200000 charges of ₹ 15 per transaction.
Free cash deposit at home location (including ATM and Branch)
NIL
Charges beyond free limits
₹ 3/1000
Free cash deposit at non-home location (including ATM and Branch)
NIL
Charges beyond free limits
₹ 4/1000
Cash Withdrawal at home location
Free
Cash withdrawal at non-home location
₹ 3/1000 (max limit of ₹ 50000 per day)
Debit card cash withdrawal txns at metro location (other ATMs)
3
Debit card cash withdrawal txns at non-metro location (other ATMs)
5
RuPay Debit Card (charges for issuance, annual fees, re-issuance)
₹ 150/-
RuPay Platinum Debit Card with Chip (charges for issuance, annual fees, re-issuance)
₹ 550/-
Card Transaction Slip Retrieval charges (for incorrect claims)
₹ 250/- per slip
Stop payment single cheque(free online)
₹ 100 per cheque
Stop payment series(free online)
₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons
₹ 50 per cheque
Outward cheque return charges for technical reasons
NIL
Inward cheque return charges for financial reasons
Up to 2 cheques ₹ 350 per cheque, 3-5 cheques ₹ 500, 6th cheque onwards ₹ 750 per cheque
Inward cheque return charges for technical reasons
NIL
Standing instructions set up
₹ 25 per instance
Standing instructions amendment
₹ 25 per instance
Standing Instructions failure (return)
₹ 200 per return
ECS / NACH return due to financial reasons
₹ 200 per return
SMS alerts
₹ 15 per quarter
Balance Certificate at Branch (online free)
₹ 250 per instance
Previous year balance and interest statement
1 free, more than 1 ₹ 300 per statement
Passbook Issuance
Free
Duplicate Passbook issuance
₹ 50/-
Signature verification certificate
₹ 50 per instance
Photo attestation / Address confirmation
₹ 50 per instance
Duplicate TDS certificate
₹ 100
Duplicate account statement Print (free online or on email)
₹ 200
DD / PO revalidation /cancellation
₹ 100
Account closure charges
NIL
Account inactive charges
NIL
Cheque pickup on call
₹ 50 per instance
Cheque pickup beat (Per month)
₹ 300
Cash pickup beat (charges per month)
Up to ₹ 200000
₹ 2200
₹ 200000 to ₹ 500000
₹ 3200
₹ 500000 to ₹ 1000000
₹ 8000
₹ 1000000 to ₹ 2000000
₹ 12000
Above ₹ 2000000
Contact Branch
Cash pickup on call (charges per instance)
Upto ₹ 200000
₹ 150
₹ 200000 to ₹ 500000
₹ 300
₹ 500000 to ₹ 1000000
₹ 500
₹ 1000000 to ₹ 2000000
₹ 800
Above ₹ 2000000
Contact Branch

Senior citizens above the age of 70 years/Physically challenged OR infirm customers can contact branch/contact centre for doorstep banking services.

Aggregation of all the customer induced transaction including:
Cash / Cheque / RTGS / NEFT / DSB / DD (Excluding Online and ATM Txn)
NIL txns free per month
Charges beyond free limits
₹ 15 per transaction over and above the individual transaction limits
  • Available on request at select locations only. Taxes as applicable will be additional.
PAP= payable at par
NA: Not Applicable
SA: Savings Account
CA: Current Account