FD Rates Savings

8.3% * p.a

0.60% Extra For Senior Citizens Know More
Upto

7.5% * p.a

Know More
1800-103-1222

accounts iconMy Business Account

savings
The account that supports your business and provides you with solution for all your banking needs.

My Business Account

Transactions within the city or anywhere across the country, My Business Account provides you all.

Features features

AMB is NIL
One multi city cheque book free per quarter
2 demand drafts free per month

features Charges

Schedule of Charges for Current Accounts w.e.f 1st April 2019
AMB
NIL
Non Maintenance Charges
NA
Cheque book (PAP cheque book of 25 leafs)
1 cheque book free per Quarter
Charges beyond free limits
₹ 2 per leaf
Grouping of My Business CA
Not Allowed
Local Cheque clearing
Free
Outstation cheque collection charges at bank location
Outstation cheque collection charges at non-bank location
2 cheque deposits free per month, charges beyond, Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
RTGS / NEFT / IMPS Inward
Free
Demand Draft and Payorder at branch locations
Free upto 2 DD's per month
Charges beyond free limits
₹ 50 per DD
Demand Draft at non-branch locations
₹ 100 per DD
PAP Cheque payment
Free
RTGS and NEFT Outward (Free online)
NEFT : Upto ₹ 10000/- ₹ 2.25, From ₹ 10001 to ₹ 100000 : ₹ 4.5, From ₹ 100000 to ₹ 200000 : ₹ 14.5,Above ₹ 200000 : ₹ 24.5. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 20, Greater than ₹ 500000 : ₹ 40.
IMPS Outward ( per day limit of ₹ 2,00,000/- )
Free
Cash Deposit at home location (inclduing ATM and Branch)
10 times of the previous month’s AMB or ₹ 100000/- whichever is lower
Charges beyond free limits
₹ 3/1000
Cash Deposit at Non-Home location (inclduing ATM and Branch)
₹ 10000/- per month
Charges beyond free limits
₹ 4/1000
Cash Withdrawal at home location
Free
Cash Withdrawal at Non-Home location
Free
Debit Card Cash Withdrawal TXNs at metro location (other Bank ATMs)
No free transactions
Debit Card Cash Withdrawal TXNs at non-metro location (other Bank ATMs)
No free transactions
Charges beyond free limits of ATM withdrawals
₹ 20 per txn
Card Transaction Slip Retrieval charges (for incorrect claims)
₹ 250/- per slip
RuPay Debit Card (Charges for Issuance, Annual Fees, Re-Issuance)
₹ 150/-
RuPay Platinum Debit Card with chip (Charges for Issuance, Annual Fees, Re-Issuance)
NA
stop payment single cheque (free online)
₹ 100/- per cheque
stop payment series (free online)
₹ 150/- for a series of 25 cheques
Outward cheque return charges for financial reasons
₹ 50/- per cheque
Outward cheque return charges for technical reasons
NIL
Inward cheque return charges for financial reasons
Upto 2 cheques ₹ 350/- per cheque, 3-5 cheques ₹ 500, 6th cheque onwards ₹ 750 per cheque
Inward cheque return charges for technical reasons
NIL
Standing instructions set up / amendment
₹ 25/- per instance
Standing instructions execution
NIL
Standing Instructions failure (return)
₹ 200/- per return
ECS / NACH Return due to financial reasons
₹ 200/- per return
Balance Certificate at the branch (Online Free)
₹ 250/- per instance
Previous Year balance and interest statement (Free Online)
1 free, more than 1 ₹ 300/- per statement
Signature verification certificate
₹ 50/- per instance
Photo Attestation
₹ 50/- per instance
Address Confimation
₹ 50/- per instance
Duplicate TDS certificate
₹ 100/-
Duplicate account statement Print (Free Online or on email)
₹ 200/-
DD/PO revalidation/cancellation
₹ 100/-
Account closure charges if closed on customer request before 6 months of account opening date and after 15 days of account opening.
₹ 500/-
Account Inactive charges
NIL
Cheque pickup
₹ 50 per instance
Cheque pickup beat (per month)
₹ 300/-
Cash pickup Beat (charges per month)
Upto ₹ 200000
₹ 2200/-
₹ 200000 to ₹ 500000
₹ 3200/-
₹ 500000 to ₹ 1000000
₹ 8000/-
₹ 1000000 to ₹ 2000000
₹ 12000/-
₹ 2000000 above
Contact Branch
Cash pickup On call (charges per instance)
Upto ₹ 200000
₹ 150/-
₹ 200000 to ₹ 500000
₹ 300/-
₹ 500000 to ₹ 1000000
₹ 500/-
₹ 1000000 to ₹ 2000000
₹ 800/-
₹ 2000000 above
Contact Branch
  • Available on request at select locations only. Taxes as applicable will be additional.
PAP: Payable At Par
NA: Not Applicable
SA: Savings Account
CA: Business Account