FD Rates Savings

7.35 % * p.a

Interest on FD for 888 days Know More

7% * p.a

Interest Rate (balance between 1 lakh to 5crs) Know More

accounts iconmicro finance

Equitas, with its strong Microfinance roots and lineage, has always been evolving the responsible lending framework to adapt to the dynamic requirements in the market.

Small Loans from ₹ 5,000 to ₹ 50,000 is being given to people in the Economically Weaker Section (EWS) and Low Income Group (LIG) categories for Income Generation Purpose.

Equitas Micro Finance was the forerunner in the MFI industry with
Our Very First Loan Rate
Even when the MFI industry was operating with an interest rate between 35 – 40%
First MFI
First to publish real interest rates on our client’s passbooks
(Source: Chuck Waterfield, CEO, mfTransparency.org)
No Inefficieny
Committed to highest level of efficiency in our operations
Interest Rate
Loan Ticket Size Interest Rate
Less than or equal to ₹25000 24%
Greater than ₹25000 23%
Processing Fee
Loan Ticket Size Processing Fee
Less than or equal to ₹25000 0%
Greater than ₹25000 1% + G.S.T
Income Generating Loan – Cycle Loan Amount (₹)
1st Cycle ₹30000
2nd Cycle ₹35000
3rd Cycle ₹40000
4th Cycle & Above ₹50000
Other Loans Loan Amount*
Additional Income Generating Loan ₹5000, ₹10000
Vishvaas Loan ₹5000, ₹10000

*Subject to meeting eligibility criteria.