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accounts iconInterest Rate Framework

MARGINAL COST OF FUNDS BASED LENDING RATE (MCLR) WITH EFFECT FROM 01st August 2018

Tenor – wise MCLR effective from 01st August 2018 is as under
Tenor MCLR (%)
Overnight MCLR 13.45%
1 Month MCLR 13.70%
3 Month MCLR 14.15%
6 Month MCLR 14.55%
1 Year MCLR 15.15%
External benchmark Rates effective from 01 August 2018 are as under
Bench Mark Rate
External Benchmark Rate - 1 * 7.73%
External Benchmark Rate - 2 # 7.53%
* Arrived based on 3 months’ average yield of 10 – year Government of India Bond.
# Arrived based on 3 months’ average yield of 3 – year Government of India Bond.
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Equitas Small Finance Bank Ltd is a new age bank that gives children, youth, families and business people across India a new and fun way to bank. In our time as a micro finance company, we silently went about enabling livelihoods and elevating lives.
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Equitas Small Finance Bank Ltd.
Phase II, 4th Floor,
Spencer Plaza,
No. 769, Anna Salai,
Chennai - 600 002
Toll Free Number : 1800-3000-1222
© 2018, Equitas Small Finance Bank Ltd. All Rights Reserved.