Eva Savings Account
EVA Savings Account is for today’s woman who is independent and aspirational. With EVA you can now take charge of your finances - be it investments, goal-based savings, entertainment, health and wellness and much more. The account offers exclusive benefits like preferential rates on gold loans, exclusive offers on debit cards and unlimited free health consultation especially for you.
Features
Unlimited Tele – Health Consultation *
To know more about health benefits, click here
Enjoy more Benefits together with Family Banking
Exclusive Offers on Debit Cards
25% Discount on Locker Rentals
Reward points on every Spend
Earn Rewards for Goal Based Savings
Preferential Rates on Gold Loan
*Valid for 3 months post registration
Savings Account Interest Rate w.e.f. 10th July, 2023
Daily Closing Balance | Rate Slab |
---|---|
Up to ₹ 1 lakh | 3.50% |
Above ₹ 1 lakh and upto ₹ 5 lakhs | 5.25% |
Above ₹ 5 lakhs and upto ₹ 50 Crs | 7.00% |
Above ₹ 50 Crs | 7.50% |
Interest will be calculated on the daily closing balance of the account
Interest will be paid on quarterly basis by direct credit in the savings account
Slabs rates are applicable on the incremental amount based on the closing balance
Please read all terms and conditions
Charges
Schedule of charges for Eva Savings Accounts w.e.f 8th January 2023.
- Account & Balance Maintenance
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Average Monthly Balance (AMB) Nil Relationship Value** Rs.10,000/-(Metro and Urban Branches)
Rs. 5,000/-(Semi Urban & Rural Branches)
Non Maintenance Charges Nil Cheque book (PAP cheque book of 25 leafs) limit 1 cheque book free per quarter Grouping Can be grouped with Regular,Wings Savings Account, Current Account of equal or higher value
- Collections
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Local cheque clearing Free Outstation cheque collection charges at bank location Up to ₹ 5000 – Charge of ₹ 25, Above 5000 and up to and including ₹10,000 – Charge of ₹ 50, Above ₹ 10,000 and up to including ₹ 100000 – Charge of ₹ 100, Above ₹ 100000 – Charge of ₹ 150 Outstation cheque collection charges at non-bank location RTGS inward / NEFT inward / IMPS inward Free - Payments
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Demand Draft and Payorder at branch locations 5 Free/month on ESFB locations Charges beyond free limits ₹ 50 per DD Demand Draft at non-branch locations ₹ 100 per DD PAP cheque payment Free RTGS and NEFT outward at branch (free online) NEFT : Upto Rs. 10,000/- Rs. 2.25, From Rs. 10,001/- to Rs. 1,00,000/- : Rs. 4.5/-, From Rs. 1,00,001/- to Rs. 2,00,000/- : Rs. 14.5/-, Above Rs. 2,00,000 : Rs. 24.5/-. RTGS: From Rs. 2,00,000/- to Rs. 5,00,000/- : Rs. 20/-, Greater than Rs. 5,00,000/-: Rs. 40/-. IMPS outward (per day limit of ₹ 5,00,000/-) ₹ 1 per transaction - Cash Charges
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Cash Deposit at home location Free up to ₹ 1,00,000 per month Cash Deposit at Non-Home location Chargeable Charges beyond free limits ₹ 4 per 1000 Cash Withdrawal at home location Free Cash Withdrawal at non-home location ₹ 4 per 1000 - International Debit Card
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Choice of Debit Card Eva Visa Platinum Eva Visa Classic Charges for Issuance,Annual Fees,Re-Issuance ₹ 199 p.a ₹ 99 p.a Daily Cash Withdrawal Limits per Day (ATM) ₹ 1,00,000 ₹ 1,00,000 Daily POS/Ecom Limit per Day ₹ 2,00,000 ₹ 2,00,000 Cash Withdrawal Transaction (Equitas Small Finance Bank ATMs) Unlimited Free Unlimited Free Debit Card Transaction (Include Finance & Non Financial Transaction) 3 per Month Metro 3 per Month Metro Debit Card Transaction (Other Bank ATMs Financial Transactions) 5 per Month Non-Metro 5 per Month Non-Metro Charges Beyond Free Limits of ATM Financial Transaction ₹ 21 per Transaction ₹ 21 per Transaction Charges Beyond Free Limits of ATM Non-Financial Transaction ₹ 10 ₹ 10 Reward Points (POS / Ecom Spends) 2 Points for spend of ₹ 150 1 Points for spend of ₹ 200 Cash Withdrawal Outside India ₹ 110 per Transaction ₹ 110 per Transaction Balance Inquiry Outside India ₹ 25 per Transaction ₹ 25 per Transaction Card Transaction slip Retrieval Charges (For Incorrect Claims) ₹ 250 per Slip ₹ 250 per Slip - Other Charges
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Stop payment single cheque ₹ 100 per cheque Stop payment series ₹ 150 for a series of 25 cheques Outward Cheque Return charges for Financial reasons ₹ 100/- per cheque Outward Cheque Return Charges for Technical Reasons NIL Inward Cheque Return Charges for Financial Reasons ₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards Inward/ Outward cheque return charges for technical reasons NIL Standing instructions set up/Amendment ₹ 25 per instance Standing Instructions failure (return) ₹ 150 per return ECS/NACH Return Due to Finnacial Reasons ₹ 200 per return SMS Alerts (Debit & Credit Transactions) Free SMS Alerts (Day end Balance Alert) ₹ 10/- Per Quarter (Only if facility availed) - Certificate and Report issuance
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Balance Certificate at Branch (online free) ₹ 250 per instance Previous year balance and interest statement 1 free, more than 1 ₹ 300 per Statement Passbook issuance Free Duplicate Passbook issuance ₹ 50 Signature verification certificate / Photo attestation / Address confirmation(Per Request) ₹ 50 per instance Duplicate TDS certificate ₹ 100 Duplicate account statement print (free online or on email) ₹ 50 DD / PO revalidation / cancellation ₹ 100 Account closure charges if closed on customer request, after 15 days of account opening and before completing 6 months. ₹ 500 Account inactive charges NIL - Doorstep Banking*
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Cheque Pickup (On Call) ₹ 50 per instance Cheque Pickup beat (Per Month) ₹ 300 Cash Pickup Beat (Charges per Month) Up to ₹ 200000 ₹ 2200 ₹ 200000 to ₹ 500000 ₹ 3200 ₹ 500000 to ₹ 1000000 ₹ 8000 ₹ 1000000 to ₹ 2000000 ₹ 12000 ₹ 2000000 above Contact branch Cash pickup on call (charges per instance) Up to ₹ 200000 ₹ 150 ₹ 200000 to ₹ 500000 ₹ 300 ₹ 500000 to ₹ 1000000 ₹ 500 ₹ 1000000 to ₹ 2000000 ₹ 800 ₹ 2000000 above Contact branch - No of Transactions
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Aggregation of all the customer induced transactions including: At branch
Cash / Cheque / DSB / DD(Excluding Online and ATM Txn) 10 free transactions free per month Charges beyond free limits ₹ 15 per transaction over and above the individual transaction limit charges
Available on request at select locations only. Taxes as applicable will be additional.
PAP: Payable At Par | NA: Not Applicable |
SA: Savings Account | CA: Current Account |
**Total balances in Savings , Term Deposit and Recurring deposit under the same customer ID will constitute Relationship Value(RV)
- Cash withdrawal failed due to insufficient funds considered as financial transaction
- All Debits, Credits above ₹ 5,000 only (for alert of credit below ₹ 5,000 raise request with branch or customer care)
- ELITE Debit Card is issued to ELITE customers only, Rs.499 charges applicable if customer no longer holds ELITE program status (contact customer care/branch for replacement debit card to avoid charges)