Eva Savings Account

                                                                                                                                       Apply Now

EVA Savings Account is for today’s woman who is independent and aspirational. With EVA you can now take charge of your finances - be it investments, goal-based savings, entertainment, health and wellness and much more. The account offers exclusive benefits like preferential rates on gold loans, exclusive offers on debit cards and unlimited free health consultation especially for you.

Features feature-icon

  • health-checkup

    Unlimited Tele – Health Consultation *

    To know more about health benefits, click here

    family-benefits

    Enjoy more Benefits together with Family Banking

    debit card.icon

    Exclusive Offers on Debit Cards

    locker-icon

    25% Discount on Locker Rentals

    reward-icon

    Reward points on every Spend

    rewards-goal-based

    Earn Rewards for Goal Based Savings

    gold-loan-rates

    Preferential Rates on Gold Loan

*Valid for 3 months post registration

Savings Account Interest Rate w.e.f. 20th January, 2024

Daily Closing Balance Rate Slab
Up to ₹ 1 lakh 3.50%
Above ₹ 1 lakh and upto ₹ 5 lakhs 5.00%
Above ₹ 5 lakhs and upto ₹ 25 Crs 7.00%
Above ₹ 25 Crs 7.80%

Interest will be calculated on the daily closing balance of the account

Interest will be paid on quarterly basis by direct credit in the savings account

Slabs rates are applicable on the incremental amount based on the closing balance

Please read all terms and conditions

Charges

Schedule of charges for Eva Savings Accounts w.e.f 8th January 2023.

Account & Balance Maintenance
Average Monthly Balance (AMB) Nil
 Relationship Value**

Rs.10,000/-(Metro and Urban Branches)

Rs. 5,000/-(Semi Urban & Rural Branches)

Non Maintenance Charges Nil
Cheque book (PAP cheque book of 25 leafs) limit 1 cheque book free per quarter
Cheque book issuance fee- Charges beyond free limits ₹ 2 per leaf
Grouping 

Can be grouped with Regular,Wings Savings Account, Current Account of equal or higher value

Collections
Local cheque clearing Free
Outstation cheque collection charges at bank location Up to ₹ 5000 – Charge of ₹ 25, Above 5000 and up to and including ₹10,000 – Charge of ₹ 50, Above ₹ 10,000 and up to including ₹ 100000 – Charge of ₹ 100, Above ₹ 100000 – Charge of ₹ 150
Outstation cheque collection charges at non-bank location
RTGS inward / NEFT inward / IMPS inward Free
Payments
Demand Draft and Payorder at branch locations 5 Free/month on ESFB locations
Charges beyond free limits ₹ 50 per DD
Demand Draft at non-branch locations ₹ 100 per DD
PAP cheque payment Free
RTGS and NEFT outward at branch (free online) NEFT : Upto Rs. 10,000/- Rs. 2.25, From Rs. 10,001/- to Rs. 1,00,000/- : Rs. 4.5/-, From Rs. 1,00,001/- to Rs. 2,00,000/- : Rs. 14.5/-, Above Rs. 2,00,000 : Rs. 24.5/-. RTGS: From Rs. 2,00,000/- to Rs. 5,00,000/- : Rs. 20/-, Greater than Rs. 5,00,000/-: Rs. 40/-.
IMPS outward (per day limit of ₹ 5,00,000/-) ₹ 1 per transaction
Cash Charges
Cash Deposit at home location Free up to ₹ 1,00,000 per month
Cash Deposit at Non-Home location  Chargeable
Charges beyond free limits ₹ 4 per 1000
Cash Withdrawal at home location Free
Cash Withdrawal at non-home location ₹ 4 per 1000
International Debit Card
Choice of Debit Card Eva Visa Platinum Eva Visa Classic
Charges for Issuance,Annual Fees,Re-Issuance ₹ 199 p.a ₹ 99 p.a
Daily Cash Withdrawal Limits per Day (ATM) ₹ 1,00,000 ₹ 1,00,000
Daily POS/Ecom Limit per Day ₹ 2,00,000 ₹ 2,00,000
Cash Withdrawal Transaction (Equitas Small Finance Bank ATMs) Unlimited Free Unlimited Free
Debit Card Transaction (Include Finance & Non Financial Transaction) 3 per Month Metro  3 per Month Metro
Debit Card Transaction (Other Bank ATMs Financial Transactions) 5 per Month Non-Metro 5 per Month Non-Metro
Charges Beyond Free Limits of ATM Financial Transaction ₹ 21 per Transaction ₹ 21 per Transaction
Charges Beyond Free Limits of ATM Non-Financial Transaction ₹ 10 ₹ 10
Reward Points (POS / Ecom Spends) 2 Points for spend of  ₹ 150 1 Points for spend of  ₹ 200
Cash Withdrawal Outside India  ₹ 110 per Transaction ₹ 110 per Transaction
Balance Inquiry Outside India  ₹ 25 per Transaction ₹ 25 per Transaction
Card Transaction slip Retrieval Charges (For Incorrect Claims) ₹ 250 per Slip ₹ 250 per Slip
Other Charges
Stop payment single cheque ₹ 100 per cheque
Stop payment series ₹ 150 for a series of 25 cheques
Outward Cheque Return charges for Financial reasons ₹ 100/- per cheque
Outward Cheque Return Charges for Technical Reasons NIL
Inward Cheque Return Charges for Financial Reasons ₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
Inward/ Outward cheque return charges for technical reasons NIL
Standing instructions set up/Amendment ₹ 25 per instance
Standing Instructions failure (return) ₹ 150 per return
ECS/NACH Return Due to Finnacial Reasons ₹ 200 per return
SMS Alerts (Debit & Credit Transactions) Free
SMS Alerts (Day end Balance Alert) ₹ 10/- Per Quarter (Only if facility availed)
Certificate and Report issuance
Balance Certificate at Branch (online free) ₹ 250 per instance
Previous year balance and interest statement 1 free, more than 1 ₹ 300 per Statement
Passbook issuance Free
Duplicate Passbook issuance ₹ 50
Signature verification certificate / Photo attestation / Address confirmation(Per Request) ₹ 50 per instance
Duplicate TDS certificate ₹ 100
Duplicate account statement print (free online or on email) ₹ 50
DD / PO revalidation / cancellation ₹ 100
Account closure charges if closed on customer request, after 15 days of account opening and before completing 6 months. ₹ 500
Account inactive charges NIL
Doorstep Banking*
Cheque Pickup (On Call) ₹ 50 per instance
Cheque Pickup beat (Per Month) ₹ 300
                                                  Cash Pickup Beat (Charges per Month)
Up to ₹ 200000 ₹ 2200
₹ 200000 to ₹ 500000 ₹ 3200
₹ 500000 to ₹ 1000000 ₹ 8000
₹ 1000000 to ₹ 2000000 ₹ 12000
₹ 2000000 above Contact branch
                                              Cash pickup on call (charges per instance)
Up to ₹ 200000 ₹ 150
₹ 200000 to ₹ 500000 ₹ 300
₹ 500000 to ₹ 1000000 ₹ 500
₹ 1000000 to ₹ 2000000 ₹ 800
₹ 2000000 above Contact branch
No of Transactions

Aggregation of all the customer induced transactions including: At branch

Cash / Cheque / DSB / DD(Excluding Online and ATM Txn) 10 free transactions free per month
Charges beyond free limits ₹ 15 per transaction over and above the individual transaction limit charges

Available on request at select locations only. Taxes as applicable will be additional.

PAP: Payable At Par NA: Not Applicable
SA: Savings Account CA: Current Account

**Total balances in Savings , Term Deposit and Recurring deposit under the same customer ID will constitute Relationship Value(RV)

  • Cash withdrawal failed due to insufficient funds considered as financial transaction
  • All Debits, Credits above ₹ 5,000 only.
  • ELITE Debit Card is issued to ELITE customers only, Rs.499 charges applicable if customer no longer holds ELITE program status (contact customer care/branch for replacement debit card to avoid charges)