Eva Elite Savings Account

Eva Elite is for the Woman who deserves the best of everything be it finances, wellness or luxury. Eva Elite offers exclusive privileges to lead your finances with flair and enjoy seamless banking with a host of benefits on your investments, health and lifestyle.

Features feature-icon

  • complimentary-health-checkup

    Complimentary Health Check-ups*

    family-benefits

    Save more together with Family Banking 

    debit card.icon

    Exciting offers and Discounts on Master Card 

    locker-icon

    50% Discount on Locker Rentals

    reward-icon

    Reward Points on every Debit Card Spend and goal based Savings

    dedicated-relatioship

    Dedicated Relationship Manager

    gold-loan-rates

    Preferential Rates on Gold Loan

    wealth-manager

    Comprehensive Wealth Management system

*Valid for 3 months post registration

Savings Account Interest Rate w.e.f. 5th Nov, 2020

Daily Closing Balance Rate Slab
Up to ₹ 1 lakh 3.50%
Above ₹ 1 lakh and up to ₹ 30 crs 7.00%
Above ₹ 30 crs and up to ₹ 50 crs 7.25%
Above ₹ 50 crs Contact Branch

Interest will be calculated on the daily closing balance of the account

Interest will be paid on quarterly basis by direct credit in the savings account

Slabs rates are applicable on the incremental amount based on the closing balance

Please read all terms and conditions

charge-icon

Charges

Schedule of charges for Eva Elite Savings Account

Account & Balance Maintenance
Average Monthly Balance (AMB) Nil
Relationship Value** Rs. 2,50,000
Non Maintenance Charges Nil
Cheque book (PAP cheque book of 25 leafs) limit Free
Grouping 

Can be grouped with Regular or Wings Savings Account .

Can be grouped to Current Account of equal or higher value

Collections
Local cheque clearing Free
Outstation cheque collection charges at bank location Free
Outstation cheque collection charges at non-bank location
RTGS inward / NEFT inward / IMPS inward Free
Payments
Demand Draft and Payorder at branch locations Free 
Charges beyond free limits Free
Demand Draft at non-branch locations Free
PAP cheque payment Free
RTGS and NEFT outward at branch (free online) Free
IMPS outward (per day limit of ₹ 2,00,000/-) Free
Cash Charges
Cash Deposit limit at home location (including ATM and Branch) Free 
Charges beyond free limits Free
Cash Deposit limit at Non-Home location (including ATM and Branch) Free
Charges beyond free limits Free
Cash Withdrawal at home location Free
Cash Withdrawal at non-home location Free
Debit Card Cash Withdrawal txns at metro locations (other Bank ATMs) No Limit
Debit Card Cash Withdrawal txns at non-metro location (other Bank ATMs) No Limit
Charges beyond free limits of ATM withdrawals N/A
Cash withdrawal outside India (for international cards only) Free
Balance Inquiry Outside India (for international cards only) Free
Other Charges
MasterWorld Card (Charges for issuance, annual fees, re-issuance) MasterWorld, Issuance - Free
Card Transaction Slip Retrieval charges (for incorrect claims) Free
Stop payment single cheque (free online) Free
Stop payment series (free online) Free
Outward cheque return charges for financial reasons Free
Outward cheque return charges for technical reasons NIL
Inward cheque return charges for financial reasons ₹ 350 per cheque 
Inward/ Outward cheque return charges for technical reasons NIL
Standing instructions set up/Amendment (Free for RD/SIP/Bill Payment) Free
Standing Instructions failure (return) ₹ 150 per return
ECS / NACH return due to financial reasons ₹ 200 per return
SMS alerts Free
Certificate and Report issuance
Balance Certificate at Branch (online free) Free
Previous year balance and interest statement (free online) Free
Passbook issuance Free
Duplicate Passbook issuance Free
Signature verification certificate / Photo attestation / Address confirmation Free
Duplicate TDS certificate Free
Duplicate account statement print (free online or on email) Free
DD / PO revalidation / cancellation Free
Account closure charges if closed on customer request, after 15 days of account opening and before completing 6 months. Free
Account inactive charges NIL
Doorstep Banking*
Cheque pickup (on call) Free
Cheque pickup beat (Per month) Free
Cash pickup beat (charges per month) Free
Up to ₹ 200000 Free
₹ 200000 to ₹ 500000 Free
₹ 500000 to ₹ 1000000 Free
₹ 1000000 to ₹ 2000000 Free
₹ 2000000 above Free
Cash pickup on call (charges per instance) Free
Up to ₹ 200000 Free
₹ 200000 to ₹ 500000 Free
₹ 500000 to ₹ 1000000 Free
₹ 1000000 to ₹ 2000000 Free
₹ 2000000 above Free
No of Transactions

Aggregation of all the customer induced transactions including:

Cash / Cheque / DSB / DD(Excluding Online and ATM Txn) NA
Charges beyond free limits NA

Available on request at select locations only. Taxes as applicable will be additional.

PAP: Payable At Par NA: Not Applicable
SA: Savings Account CA: Current Account

**Total balances in Savings , Term Deposit and Recurring deposit under the same customer ID will constitute Relationship Value(RV)