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equitas cards
equitas cards

Debit Card

Equitas offers two debit card variants on RuPay Platform, RuPay classic and RuPay Platinum. The following features are applicable as a part of RuPay family.
Key Benefits:
  • Acceptances at over 1.3 million POS merchant terminals
  • Use Equitas RuPay card for Online shopping, E-Commerce
Features:

RuPay Classic Card:

Insurance
  • Personal Accident (Death) Insurance of ₹ 1 lakh
  • Permanent total Disability Insurance of ₹ 1 lakh
Features:

RuPayPlatinum Card:

Insurance
  • Personal Accident (Death) Insurance of ₹ 2 lacs
  • Permanent total Disability Insurance of ₹ 2 lacs
Lounge Access
  • 2 access per calendar quarter
  • 25+ lounges across India
  • Lounges across major metros and sub-metros
Cash back on utility bills
  • 5% cash back on utility bill payments
  • Customer can make one or more transaction However the cash back is capped at ₹ 50/month)
Zero fuel surcharge
  • Zero fuel surcharge (Up to 1% cash back on fuel, capped at ₹ 75/month)
  • Customer can make one or more transaction. However the cashback is capped at ₹ 75/month
  • Minimum transaction amount ₹ 300
Here’s how you can generate your Debit Card PIN at ease
Choose from any of the following channels to generate your 4 digit Debit Card PIN.
Mobile Banking:
  • Login to your Equitas Mobile Banking App
  • Click on Menu > Services > Debit Card Services
  • Click Instant PIN
  • Enter your 3 digit Debit Card CVV number given on the back side of the card, and the Expiry Date of the card
  • Create 4 digit New PIN
  • Repeat the New PIN
  • Click on Send OTP
  • Enter the OTP received on your registered Mobile Number, and click Submit.
  • Your Debit Card PIN is now set!
Internet Banking:
  • Login to your Equitas Internet Banking account with your User ID and password.
  • Click on Service Requests on Home Page
  • Choose Debit Card Services and select your card
  • Under Manage Debit Card select Instant PIN
  • Enter your 3 digit Debit Card CVV number given on the back side of the card, and the Expiry Date of the card
  • Create 4 digit PIN
  • Confirm the PIN
  • Click on Submit
  • Enter the OTP received on your registered Mobile Number, and click Submit.
  • Your Debit Card PIN is now set!
ATM:
  • Visit your nearest Equitas Bank ATM
  • Insert your Debit Card and select Green PIN option on the home screen
  • Click on Generate OTP and enter your registered 10 digit mobile number
  • Re-enter your mobile number and click Confirm
  • Enter the OTP received on your registered mobile number
  • Enter your 4 Digit New PIN and confirm.
  • Re-enter the same 4 Digit New PIN again and confirm
  • Your Debit Card PIN is now set!
RuPay Debit Card limit:
RuPay Classic Debit Card
RuPay Classic Debit Card issuance fee
₹ 150 (Exclusive of Tax)
ATM withdrawal limit
₹ 25,000
Point of Sale / E-Commerce limit
₹ 50,000
RuPay Platinum Debit Card
RuPay Platinum Debit Card issuance fee
₹ 550 (Exclusive of Tax)
ATM withdrawal limit
₹ 1,00,000
Point of Sale / E-Commerce limit
₹ 2,00,000
RuPay Insta Classic Saving Debit Card
RuPay Insta Classic Saving Debit Card
issuance fee
₹ 150 (Exclusive of Tax)
ATM withdrawal limit
₹ 25,000
Point of Sale / E-Commerce limit
₹ 50,000
RuPay Insta Classic Current Debit Card
RuPay Insta Classic Current Debit Card
issuance fee
₹ 150 (Exclusive of Tax)
ATM withdrawal limit
₹ 25,000
Point of Sale / E-Commerce limit
₹ 50,000