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accounts iconCURRENT ACCOUNT

savings
We offer a convenient and comprehensive banking experience. Choose from a wide range of current account products for easy and efficient banking for your smart business.

Business Account

Here is an account that suits your small and smart business with features to support your business growth.

Features features

AQB of ₹ 10,000
Waiver of AQB based on your transactions
Rupay Debit Card
Multi-city cheque book of 25 leafs per month.

features Charges

Schedule of Charges for Savings Accounts w.e.f October2016
AQB (50% in Semi-Urban and Rural Branches or if Woman is the proprietor)
₹ 10000
Non Maintenance Charges
If AQB is >50% but <100% ₹ 1200/- per quarter, if AQB is <=50% of the requirement ₹ 1500/- per quarter
All customer induced transactions
Minimum of 6 transactions per month, one transaction on Net Banking per month
Current Account Grouping
Can be grouped to a higher value CA
Group AQB for Current Account Grouping
As per the higher variant or primary CA
Current Account Group AQB Non-maintenance Charges to be debited from each account
As per the higher variant or primary CA
Savings Account Grouping (Same limit can be utilised for CASA Grouping)
1 savings of the equal of lower value can be grouped
Group AQB for CASA Grouping
₹ 10000
Savings Group AQB Non-Maintenance Charges to be debited from each account
If AQB is >50% but <100% ₹ 1200/- per quarter, if AQB is <=50% of the requirement ₹ 1500/- per quarter
Cheque book (PAP cheque book of 25 leafs)
1 cheque book free per month
Charges beyond free limits
₹ 2 per leaf
Local Cheque clearing
Free
Outstation cheque collection charges at bank location
Outstation cheque collection charges at non-bank location
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 ad upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of
₹ 150/-
RTGS Inward
Free
NEFT Inward
Free
IMPS Inward
Free
Demand Draft and Payorder at branch locations
Free upto 5 DDs per month
Charges beyond free limits
₹ 50 per DD
Demand Draft at non-branch locations
₹ 100 per DD
PAP Cheque payment
Free
RTGS and NEFT Outward (Free online)
Upto ₹ 10000/- (NEFT) ₹ 2.5, From ₹ 10001 to ₹ 100000 (NEFT): ₹ 5, From ₹ 100001 to ₹ 200000 (NEFT): ₹ 15, From ₹ 200001 to ₹ 500000 (NEFT/RTGS): ₹ 25, Greater than ₹ 500000 (NEFT/RTGS): ₹ 50
IMPS Outward
Free
Cash Deposit at home location
10 times of the previous month AMB maximum of ₹ 3 lacs per month
Charges beyond free limits
₹ 3/1000
Cash Deposit at non-home location
₹ 50000/- per month
Charges beyond free limits
₹ 4/1000
Cash Withdrawal at home location
Free
Cash Withdrawal at non-home location
Free upto ₹ 50000 per day by self or third party, beyond which charges of ₹ 4/1000
Cash Withdrawal using Debit Card at metro location at other ATMs
NIL
Cash Withdrawal using Debit Card at non-metro location at other ATMs
NIL
Charges beyond free limits of ATM withdrawals
₹ 20 per txn
Rupay / VISA Classic Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 150
Rupay Platinum Debit Card with chip (Charges for issuance, annual fees, re-issuance)
₹ 550
VISA Gold Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 350
VISA Platinum Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 500
VISA Signature Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 999
Stop payment single cheque
₹ 100 per cheque
Stop payment series
₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons
₹ 50 per cheque
Outward cheque return charges for technical reasons
NIL
Inward cheque return charges for financial reasons
₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
Inward cheque return charges for technical reasons
NIL
Standing instructions set up
₹ 25 per instance
Standing instructions amendment
₹ 25 per instance
Standing instructions failure (return)
₹ 200 per return
ECS return due to financial reasons
₹ 200 per return
SMS alerts
₹ 15 per quarter
Balance Certificate Branch (Online Free)
₹ 250/- per instance
Previous Year balance and interest statement
1 free per annum, more than 1 ₹ 300/- per statement
Signature verification certificate
₹ 50/- per instance
Photo Attestation
₹ 50/- per instance
Address Confimation
₹ 50/- per instance
Duplicate TDS certificate
₹ 100/-
Duplicate account statement Print (Free Online or on email)
₹ 200/-
DD/PO revalidation/cancellation
NIL
Account closure charges
NIL
Account Inactive charges
NIL
Cheque pickup Oncall per instance
₹ 50 per instance
Cheque Pickup beat (per month)
₹ 450/-
Cash pickup Beat (charges per month)
Upto ₹ 200000
₹ 2200/-
₹ 200000 to ₹ 500000
₹ 3200/-
₹ 500000 to ₹ 1000000
₹ 8000/-
₹ 1000000 to ₹ 2000000
₹ 12000/-
₹ 2000000 above
Contact Branch
Cash pickup On call (charges per instance)
Upto ₹ 200000
₹ 150/-
₹ 200000 to ₹ 500000
₹ 300/-
₹ 500000 to ₹ 1000000
₹ 500/-
₹ 1000000 to ₹ 2000000
₹ 800/-
₹ 2000000 above
Contact Branch
* Available on request at select locations only
  • Taxes as applicable will be additional
PAP: Payable At Par
NA: Not Applicable
SA: Savings Account
CA: Current Account