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accounts iconCURRENT ACCOUNT

savings
We offer a convenient and comprehensive banking experience. Choose from a wide range of current account products for easy and efficient banking for your smart business.

Business Account

Here is an account that suits your small and smart business with features to support your business growth.

Features features

AMB of ₹ 10,000
RuPay Debit Card
Multi-city cheque book of 25 leafs per month.

features Charges

Schedule of Charges for Current Accounts w.e.f 1st April 2019
AMB (50% in semi-urban and rural branches) ( 50% waiver for women proprietor in metro/urban branches has been discontinued)
Please Note: The Balance Maintenance criteria has been changed from average quarterly balance to average monthly balance
₹ 10000 (AMB)
AMB non-maintenance charges
If AMB is >50% but <100%, then ₹ 400/- per Month, and if AMB is <=50% then ₹ 500/- per Month
Current Account Grouping
Can be grouped to a higher value CA
Group AMB for Current Account Grouping
As per the higher variant or primary CA
Current Account group AMB Non-maintenance Charges
As per the non-maintenance charges of the group
Savings Account Grouping (same limit can be utilised for CASA Grouping)
1 Savings Account of the equal or lower value can be grouped
Group AMB for CASA Grouping
Combined AMB of all the accounts in the group
Savings Group AMB Non-maintenance Charges ( FD in lieu of AMB/ debit card spends in lieu of AMB will not be considered for group AMB non-maintenance charges)
If the AMB is not maintained as a group, all accounts which have failed to maintain the AMB will be charged as per the AMB Non-maintenance charges of the respective account variant.
Cheque book (PAP cheque book of 25 leaves)
1 cheque book free per month
Charges beyond free limits
₹ 2 per leaf
Local Cheque clearing
Free
Outstation cheque collection charges at bank location
Outstation cheque collection charges at non-bank location
Up to ₹ 5000: ₹ 25, Above 5000 and up to and including ₹ 10,000: ₹ 50, Above ₹ 10,000 and up to and including ₹ 100000: ₹ 100, Above ₹ 100000: ₹ 150
RTGS inward / NEFT inward / IMPS inward
Free
Demand Draft and Payorder at branch locations
Free up to 5 DDs per month
Charges beyond free limits
₹ 50 per DD
Demand Draft at non-branch locations
₹ 100 per DD
PAP Cheque payment
Free
RTGS and NEFT Outward (Free online)
NEFT : Upto ₹ 10000/- ₹ 2.25, From ₹ 10001 to ₹ 100000 : ₹ 4.5, From ₹ 100000 to ₹ 200000 : ₹ 14.5,Above ₹ 200000 : ₹ 24.5. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 20, Greater than ₹ 500000 : ₹ 40.
IMPS outward ( per day limit of ₹ 2,00,000/- )
Upto ₹ 50,000/- charges of ₹ 5/- per transaction, ₹ 50,001 to ₹ 2,00,000/- charges of ₹ 15/- per transaction.
Cash Deposit limit at home location (including ATM and Branch)
10 times of the previous month’s AMB, maximum of ₹ 3 lacs per month
Charges beyond free limits
₹ 3/1000
Cash Deposit limit at Non-Home location (including ATM and Branch)
₹ 50000/- per month
Charges beyond free limits
₹ 4/1000
Cash Withdrawal at home location
Free
Cash Withdrawal at non-home location
Free upto ₹ 50000 per day by self or third party, beyond which charges of ₹ 4/1000
Debit Card Cash Withdrawal txns at metro location (other Bank ATMs)
No free limit
Debit Card Cash Withdrawal txns at non-metro location (other Bank ATMs)
No free limit
Charges beyond free limit of ATM withdrawals
₹ 20 per txn
Cash withdrawal outside India (for international cards only)
₹ 110/- per transaction
Balance Inquiry Outside India (for international cards only)
₹ 25/- per transaction
Rupay/VISA Classic Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 150
Rupay Platinum Debit Card with chip (Charges for issuance, annual fees, re-issuance)
₹ 550
VISA Gold Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 350
VISA Platinum Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 500
VISA Signature Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 999
Card Transaction Slip Retrieval charges (for incorrect claims)
₹ 250/- per slip
Stop payment single cheque (free online)
₹ 100 per cheque
Stop payment series (free online)
₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons
₹ 50 per cheque
Outward cheque return charges for technical reasons
NIL
Inward cheque return charges for financial reasons
₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
Inward cheque return charges for technical reasons
NIL
Standing instructions set up/Amendment (Free for RD/SIP/Bill Payment)
₹ 25 per instance
Standing instructions failure (return)
₹ 200 per return
ECS / NACH return due to financial reasons
₹ 200 per return
SMS alerts
₹ 15 per quarter
Balance Certificate at the branch (online free)
₹ 250/- per instance
Previous year balance and interest statement
1 free per annum. ₹ 300/- per statement thereafter.
Signature verification certificate / Photo attestation / Address confirmation
₹ 50/- per instance
Duplicate TDS certificate
₹ 100/-
Duplicate account statement Print (Free Online or on email)
₹ 50/-
DD/PO revalidation/cancellation
₹ 100
Account closure charges if closed on customer request before 6 months of account opening date and after 15 days of account opening.
₹ 500/-
Account Inactive charges
NIL
Cheque pickup on call per instance
₹ 50 per instance
Cheque Pickup beat (per month)
₹ 450/-
Cash pickup Beat (charges per month)
Upto ₹ 200000
₹ 2200/-
₹ 200000 to ₹ 500000
₹ 3200/-
₹ 500000 to ₹ 1000000
₹ 8000/-
₹ 1000000 to ₹ 2000000
₹ 12000/-
₹ 2000000 above
Contact Branch
Cash pickup On call (charges per instance)
Upto ₹ 200000
₹ 150/-
₹ 200000 to ₹ 500000
₹ 300/-
₹ 500000 to ₹ 1000000
₹ 500/-
₹ 1000000 to ₹ 2000000
₹ 800/-
₹ 2000000 above
Contact Branch
  • Available on request at select locations only. Taxes as applicable will be additional.
PAP: Payable At Par
NA: Not Applicable
SA: Savings Account
CA: Current Account