FD Rates Savings

9.55% * p.a

For Senior Citizens Know More
Upto

6.5% * p.a

Know More
8880036666

accounts iconCURRENT ACCOUNT

savings
We offer a convenient and comprehensive banking experience. Choose from a wide range of current account products for easy and efficient banking for your smart business.

Business Prime Account

Got your Business in a city or town? We cater transactional based banking solutions to business types like small medium enterprise, contractors and supply vendors in this variant.

Features features

AQB of ₹ 25,000
Waiver of AQB based on your transactions
Special benefit for Women proprietor
2 Multi-city cheque books of 25 Leafs each free per month

features Charges

Schedule of Charges for Savings Accounts w.e.f October2016
AQB (50% in semi-urban and rural branches or if the proprietor is a woman)
₹ 25000
AQB non-maintenance charges
If AQB is >50% but <100% ₹ 1800/- per quarter, if AQB is <=50% of the requirement ₹ 2000/- per quarter
All customer induced transactions
Minimum of 8 transactions per month, one transaction on Net banking per month
Current Account Grouping
1 current account for the same or lower AQB (₹ 40k, ₹ 75k and ₹ 100k, Rural/Prepaid CA not allowed to group)
Group AQB for Current Account Grouping
₹ 25000
Current Account Group AQB Non-Maintenance Charges to be debited from each account
If AQB is >50% but <100% ₹ 1800/- per quarter, if AQB is <=50% of the requirement ₹ 2000/- per quarter
Savings Account Grouping (Same limit can be utilised for CASA Grouping)
1 savings account for the same/ lower AQB (₹ 50k and ₹ 100k, BSBDA/Prepaid SA not allowed to group)
Group AQB for CASA Grouping
₹ 25000
Savings Group AQB Non-Maintenance Charges to be debited from each account
If AQB is >50% but <100% ₹ 1800/- per quarter, if AQB is <=50% of the requirement ₹ 2000/- per quarter
Cheque book (PAP cheque book of 25 leaves)
2 cheque books free per month
Charges beyond free limits
₹ 2 per leaf
Local Cheque clearing
Free
Outstation cheque collection charges at bank location
Outstation cheque collection charges at non-bank location
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
RTGS inward / NEFT inward / IMPS inward
Free
Demand Draft and Payorder at branch locations
Free upto 10 DDs per month
Charges beyond free limits
₹ 50 per DD
Demand Draft at non-branch locations
₹ 100 per DD
PAP Cheque payment
Free
RTGS and NEFT Outward (Free online)
NEFT: Upto ₹ 10000/- ₹ 2.5, From ₹ 10001 to ₹ 100000: ₹ 5, From ₹ 100000 to ₹ 200000: ₹ 15, Above ₹ 200000: ₹ 25. RTGS: From ₹ 200000 to ₹ 500000: ₹ 25, Greater than ₹ 500000 : ₹ 50.
IMPS Outward
Free
Cash Deposit at home location
10 times of the previous month’s AMB, maximum of ₹10 lacs per month
Charges beyond free limits
₹ 3/1000
Cash Deposit at non-home location
₹ 75000/- per month
Charges beyond free limits
₹ 4/1000
Cash Withdrawal at home location
Free
Cash Withdrawal at non-home location
Free upto₹ 50000 per day by self or third party, beyond which charges of ₹ 4/1000
Debit Card Cash Withdrawal txns at metro location (other ATMs)
NIL
Debit Card Cash Withdrawal txns at non-metro location (other ATMs)
NIL
Charges beyond free limits of ATM withdrawals
₹ 20 per txn
RuPay / VISA Classic Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 150
RuPay Platinum Debit Card with chip (Charges for issuance, annual fees, re-issuance)
₹ 550
VISA Gold Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 350
VISA Platinum Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 500
VISA Signature Debit Card (Charges for Issuance, annual fees, re-issuance)
₹ 999
Stop payment single cheque
₹ 100 per cheque
Stop payment series
₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons
₹ 50 per cheque
Outward cheque return charges for technical reasons
NIL
Inward cheque return charges for financial reasons
₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
Inward cheque return charges for technical reasons
NIL
Standing instructions set up
₹ 25 per instance
Standing instructions amendment
₹ 25 per instance
Standing instructions failure (return)
₹ 200 per return
ECS / NACH return due to financial reasons
₹ 200 per return
SMS alerts
₹ 15 per quarter
Balance Certificate at Branch (Online Free)
₹ 250/- per instance
Previous Year balance and interest statement
1 free per annum. ₹300 per statement thereafter.
Signature verification certificate
₹ 50/- per instance
Photo Attestation
₹ 50/- per instance
Address Confimation
₹ 50/- per instance
Duplicate TDS certificate
₹ 100/-
Duplicate account statement Print (Free Online or on email)
₹ 200/-
DD/PO revalidation/cancellation
₹ 100/-
Account closure charges
NIL
Account Inactive charges
NIL
Cheque pickup on call per instance
₹ 50 per instance
Cheque Pickup beat (per month)
₹ 450/-
Cash pickup Beat (charges per month)
Upto ₹ 200000
₹ 2200/-
₹ 200000 to ₹ 500000
₹ 3200/-
₹ 500000 to ₹ 1000000
₹ 8000/-
₹ 1000000 to ₹ 2000000
₹ 12000/-
Above ₹ 2000000
Contact Branch
Cash pickup On call (charges per instance)
Upto ₹ 200000
₹ 150/-
₹ 200000 to ₹ 500000
₹ 300/-
₹ 500000 to ₹ 1000000
₹ 500/-
₹ 1000000 to ₹ 2000000
₹ 800/-
Above ₹ 2000000
Contact Branch
* Available on request at select locations only
  • Taxes as applicable will be additional
PAP: Payable At Par
NA: Not Applicable
SA: Savings Account
CA: Current Account