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CURRENT ACCOUNT

We offer a convenient and comprehensive banking experience. Choose from a wide range of current account products for easy and efficient banking for your smart business.

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Business Prime Account

Got your Business in a city or town? We cater transactional based banking solutions to business types like small medium enterprise, contractors and supply vendors in this variant.

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    AMB of ₹ 25,000

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    Special benefit for Women proprietor

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    2 Multi-city cheque books of 25 Leafs each free per month
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    Nomination facility available for Individual & Proprietorship account

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Charges

Schedule of Charges for Current Accounts w.e.f 1st June 2020.

Average Monthly Balance (AMB)
AMB (50% in semi-urban and rural branches or if the proprietor is a woman in metro / urban branches)
Please Note: The Balance Maintenance criteria has been changed from average quarterly balance to average monthly balance
₹ 25000 (AMB)
AMB non-maintenance charges If AMB is >50% but <100%, then ₹ 600/- per Month, and if AMB is <=50% then ₹ 700/- per Month
Grouping with Family Accounts or Business
Current Account Grouping 1 Current Account for the same or lower AMB can be grouped
Group AMB for Current Account Grouping Combined AMB of all the accounts in the group
Current Account group AMB Non-maintenance Charges If the AMB is not maintained as a group, all accounts which have failed to maintain the AMB will be charged as per the AMB nonmaintenance charges of the respective account varaint.
Savings Account Grouping (same limit can be utilised for CASA Grouping) 1 Savings Account for the same or lower AMB can be grouped
Group AMB for CASA Grouping Combined AMB of all the accounts in the group
Savings Group AMB Non-maintenance Charges ( FD in lieu of AMB/ debit card spends in lieu of AMB will not be considered for group AMB non-maintenance charges) If the AMB is not maintained as a group, all accounts which have failed to maintain the AMB will be charged as per the AMB nonmaintenance charges of the respective account varaint.
Cheque book (PAP cheque book of 25 leaves) 2 cheque books free per month
Charges beyond free limits ₹ 2 per leaf
Collections
Local cheque clearing Free
Outstation cheque collection charges at bank location Up to ₹ 5000: ₹ 25, Above 5000 and up to and including ₹ 10,000: ₹ 50, Above ₹ 10,000 and up to and including ₹ 100000: ₹ 100, Above ₹ 100000: ₹ 150
Outstation cheque collection charges at non-bank location
RTGS inward / NEFT inward / IMPS inward Free
Payments
Demand Draft and Payorder at branch locations Free up to 10 DDs per month
Charges beyond free limits ₹ 50 per DD
Demand Draft at non-branch locations ₹ 100 per DD
PAP cheque payment Free
RTGS and NEFT outward (Free online) NEFT : Upto ₹ 10000/- ₹ 2.25, From ₹ 10001 to ₹ 100000 : ₹ 4.5, From ₹ 100000 to ₹ 200000 : ₹ 14.5,Above ₹ 200000 : ₹ 24.5. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 20, Greater than ₹ 500000 : ₹ 40.
IMPS Outward ( per day limit of ₹ 2,00,000/-) Free
Cash Charges
Free Cash Dep limit for Home and Non-home Combined 10 times of the previous month AMB, max of ₹ 10 lacs
Charges beyond free limits ₹ 3/1000
Cash Withdrawal at home location Free
Cash Withdrawal at non-home location Free up to ₹ 50000 per day by self or third party, beyond which charges of ₹ 4/1000
Debit Card Cash Withdrawal txns at metro location (other Bank ATMs) No Free Transaction
Debit Card Cash Withdrawal txns at non-metro location (other Bank ATMs) No Free Transaction
Charges beyond free limits of ATM withdrawals ₹ 20 per txn
Cash withdrawal outside India (for international cards only) ₹ 110/- per transaction
Balance Inquiry Outside India (for international cards only) ₹ 25/- per transaction
Other Charges
Rupay/VISA Classic Debit Card (Charges for issuance and renewal) ₹ 100
Rupay Platinum Debit Card (Charges for issuance and renewal) ₹ 100
VISA Gold Debit Card (Charges for issuance and renewal) ₹ 100
VISA Platinum Debit Card(Charges for issuance and renewal) ₹ 150
VISA Signature Debit Card(Charges for issuance and renewal) ₹ 400
Card Transaction Slip Retrieval charges (for incorrect claims) ₹ 250/- per slip
Stop payment single cheque (free online) ₹ 100 per cheque
Stop payment series (free online) ₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons ₹ 50 per cheque
Outward cheque return charges for technical reasons NIL
Inward cheque return charges for financial reasons ₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
Inward cheque return charges for technical reasons NIL
Standing instructions set up /Amendment (Free for RD/SIP/Bill Payment) ₹ 25 per instance
Standing instructions failure (return) ₹ 200 per return
ECS / NACH return due to financial reasons ₹ 200 per return
SMS alerts Free
Certificate and Report issuance
Balance Certificate at the branch (online free) ₹ 250/- per instance
Previous year balance and interest statement 1 free per annum. ₹ 300/- per statement thereafter.
Signature verification certificate / Photo attestation / Address confirmation ₹ 50/- per instance
Duplicate TDS certificate ₹ 100/-
Duplicate account statement Print (Free Online or on email) ₹ 50/-
DD/PO revalidation/cancellation ₹ 100
Account closure charges if closed on customer request before 6 months of account opening date and after 15 days of account opening. ₹ 500/-
Account Inactive charges NIL
Doorstep Banking*
Cheque pickup on call per instance ₹ 50 per instance
Cheque Pickup beat (per month) ₹ 450/-
Cash pickup Beat (charges per month)  
Upto ₹ 200000 ₹ 2200
₹ 200000 to ₹ 500000 ₹ 3200
₹ 500000 to ₹ 1000000 ₹ 8000
₹ 1000000 to ₹ 2000000 ₹ 12000
₹ 2000000 above Contact Branch
Cash pickup On call (charges per instance)  
Upto ₹ 200000 ₹ 150
₹ 200000 to ₹ 500000 ₹ 300
₹ 500000 to ₹ 1000000 ₹ 500
₹ 1000000 to ₹ 2000000 ₹ 800
₹ 2000000 above Contact Branch

Available on request at select locations only. Taxes as applicable will be additional.

PAP: Payable At Par NA: Not Applicable
SA: Savings Account CA: Current Account