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DIGITAL TRANSACTION LIMITS

Digital transaction payment limits will facilitate in making exact payments easily, in a safe and secure manner, while saving time.

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EQUITAS SMALL FINANCE BANK DIGITAL PAYMENTS TRANSACTION LIMITS

RIB - (Retail Internet Banking)

Transfer Type Minimum (INR) Maximum Per Transaction (INR) Maximum Per Day (INR)
Within Bank 1 5,00,000 5,00,000
NEFT 1 5,00,000 5,00,000
RTGS 2,00,000 10,00,000 15,00,000
IMPS 1 2,00,000 2,00,000

MB – (Mobile Banking)

Transfer Type Minimum (INR) Maximum Per Transaction (INR) Maximum Per Day (INR)
Within Bank 1 5,00,000 5,00,000
NEFT 1 5,00,000 5,00,000
RTGS 2,00,000 5,00,000 5,00,000
IMPS 1 2,00,000 2,00,000
*Note: In MB – combined limits of INR 10,00,000 Per day across all transactions

CIB – (Corporate Internet Banking)

Transfer Type Minimum (INR) Maximum Per Transaction (INR) Maximum Per Day (INR)
Within Bank 1 5,00,00,000 10,00,00,000
NEFT 1 5,00,00,000 10,00,00,000
RTGS 2,00,000 10,00,00,000 10,00,00,000
IMPS 1 2,00,000 5,00,000

UPI – (Unified Payments Interface)

Channel Per Transaction Limit (INR) Daily Transaction Limit (INR) Daily Transaction Count Monthly Transaction Limit (INR) Monthly Transaction Count
EQUITAS (Equitas UPI application) 25000 100000 10 500000 500
UPI.NPCI (Third party UPI application) 25000 100000 10 500000 500

1. Fees and / or Charges

  • The Bank has the absolute discretion to amend or supplement any of the terms at any time. The Bank will levy fees and / or charges for use of NEFT/RTGS/IMPS Request facility, which will be notified to the customer from time to time. Any change in the fees and / or charges will be notified by hosting the same on Equitas Small Finance Bank’s web page. The said charges shall be in addition to any charges, which the RBI/NPCI may levy on any given transaction.